Let your money work for you with a Purdue Federal share certificate. Voted Best Financial Institution in Lafayette-West Lafayette two years in a row by Journal & Courier readers, we can get you started with competitive rates and a variety of terms to achieve your goal.
Choose the share certificate that meets your savings’ goals.
Fixed-Rate Share Certificates
Enjoy a predictable rate and term from 3 to 60 months.*
- Terms from 12-60 Months
- Competitive, Fixed Rates
- $500 Minimum Balance
- $5,000 Minimum Balance for 36-Month or 24-Month Bump Option
*Bump share certificates are eligible for one withdrawal of up to half the initial deposit once during the term. Early withdrawal penalty applies to fixed-rate and bump option certificates. The certificate penalty fee is the greater of $25.00 or 90 days dividends for terms less than or equal to 14 months, 180 days dividends for terms 15 months to less than 34 months, 12 months (365 days) dividends for terms greater than or equal to 34 months. Membership eligibility required.
Saver’s Certificates
Available in one- or two-year terms with a minimum $50 deposit. Lets you add to your balance once a month.*
- One-Year or Two-Year Terms
- $50 Minimum Balance
- Competitive, Adjustable Rates
- Automatic Monthly Deposits of $50 or More Required
*The dividend rate for Saver’s Certificates can change on the first day of each month based on an index (third Monday’s 90-day T-Bill auction) and a margin. Not available on IRA Certificates. Minimum balance is $50. Automatic deposits of at least $50 per month are required. Early withdrawal penalty applies. The certificate penalty fee is the greater of $25.00 or 90 days dividends for terms less than or equal to 14 months, 180 days dividends for terms 15 months to less than 34 months, 12 months (365 days) dividends for terms greater than or equal to 34 months.Membership eligibility required.
Health Savings Certificates
Available in one- or two-year terms with a minimum $50 deposit. Lets you add to your balance once a month.*
- Save for Medical Expenses
- Competitive, Fixed Rates
- 12-Month, 24-Month or 36-Month Terms
- $500 Minimum Balance
*Health Savings Certificates available in 12-, 24- and 36-month terms. Minimum balance is $500. Early withdrawal penalty applies. The certificate penalty fee is the greater of $25.00 or 90 days dividends for terms less than or equal to 14 months, 180 days dividends for terms 15 months to less than 34 months, 12 months (365 days) dividends for terms greater than or equal to 34 months.Membership eligibility required.
IRA Certificates
Available in one- or two-year terms with a minimum $50 deposit. Lets you add to your balance once a month.
- Save for Retirement
- Competitive, Adjustable Rates
- Terms from 12-60 Months
- $500 Minimum Balance
*Roth and Traditional IRA Certificates available in terms of 12 months and up with rates .05% higher than Regular Term Certificates. Minimum balance is $500. Rates subject to change. Early withdrawal penalty applies. Membership eligibility required.
15-Month Special Certificate
- 15-Month Term
- Competitive, Fixed Rates
- $5,000 Minimum Balance
*15-Month Certificate available for a limited time. Minimum balance is $5,000. Early withdrawal penalty applies. The certificate penalty fee is the greater of $25.00 or 90 days dividends for terms less than or equal to 14 months, 180 days dividends for terms 15 months to less than 34 months, 12 months (365 days) dividends for terms greater than or equal to 34 months.Membership eligibility required.
See Guide to Member Services and Fee Schedule for full disclosures.