Consumer Loan Rates
Personal and Secured loans are great for life’s unexpected expenses. They can also be used for a bit of fun like a weekend get-away or an antique table you can’t live without. Enjoy competitive rates and flexible terms on any Purdue Federal Personal or Secured Loan.
Effective 2013-06-12
| Loan Type | Rate Type | APR as low as* | Term/Details | Apply Online [Click Below] |
|---|---|---|---|---|
| Personal | Fixed | 14.10% | Up to 60 months | Personal Loan |
| Secured (Savings) | Variable | Maximum Savings Rate + 2% | Up to 84 months | Secured Loan |
| Secured (Certificate) | Fixed | Certificate Rate + 2% | Up to 84 months or term of CD | Secured Loan |
| Secured (Stock or other) | Fixed | 7.35% | Up to 60 months | Secured Loan |
| Collateralized | Fixed | 9.60% | Up to 60 months | Collateralized Loan |
*These rates show Select tier Relationship Rewards with checking member discount. See Relationship Rewards for details.
APR: Annual Percentage Rate.
All rates are subject to change daily.
Auto Loan Rates
Available for any type of new or used automobile or recreational vehicle including motorcycles and boats, our auto loans offer competitive rates and flexible terms. To make things easy, loan payments can be deducted automatically each month from your Purdue Federal checking or savings account.
For a limited time, get reduced auto loan rates. Ask about our auto loan sale!
Get the details.
Effective 2013-06-12
| Loan Type | Rate Type | APR as low as* | Term/Details | Apply Online [Click Below] |
|---|---|---|---|---|
| Vehicles 2012 and Newer | Fixed | 2.99% | 24-60 months | New Vehicle Loan |
| Vehicles 2012 and Newer | Fixed | 3.65% | 61-72 months | New Vehicle Loan |
| Vehicle Model Years 2010-2011 | Fixed | 3.24% | 24-60 months | New Vehicle Loan |
| Vehicle Model Years 2010-2011 | Fixed | 3.90% | 61-72 months | New Vehicle Loan |
| Vehicle Model Years 2008-2009 | Fixed | 3.44% | 24-60 months | New Vehicle Loan |
| Vehicle Model Years 2007 and Older | Fixed | 3.74% | 24-48 months | New Vehicle Loan |
| Recreational Vehicles 2006 & Newer (Titled) ($0 - $15,000) | Fixed | 7.59% | Up to 60 months | Recreational Vehicle Loan |
| Recreational Vehicles 2006 & Newer (Titled) (over $15,000) | Fixed | 7.59% | Up to 15 years | Recreational Vehicle Loan |
| Recreational Vehicles (Untitled) | Fixed | 9.85% | Up to 60 months | Recreational Vehicle Loan |
| Motorcycles (Titled) Model Years 2006 - 2011 | Fixed | 7.34% | Up to 60 months | Motorcycle Loan |
| Motorcycles (Titled) Model Years 2012 & Newer | Fixed | 7.34% | Up to 60 months | Motorcycle Loan |
| Motorcycles (Titled) Model Years 2012 & Newer | Fixed | 7.59% | 61-66 months | Motorcycle Loan |
| Motorcycles (Titled) Model Years 2012 & Newer | Fixed | 8.09% | 67-72 months | Motorcycle Loan |
*These rates show Select tier Relationship Rewards with checking member discount. See Relationship Rewards for details.
APR: Annual Percentage Rate.
All rates are subject to change daily.
Visa Credit Card Rates
Our Purdue Federal Rewards Visa cards let you show your hometown pride with exclusive Purdue University themed card designs.
Purdue Federal also offers a My Rewards program. Every time you use your card, you earn valuable bonus points toward great merchandise or travel discounts on airfare, hotels or rental cars -or redeem for cash back!
Effective 2013-06-12
| Loan Type | Rate Type | APR as low as* | Term/Details | Apply Online [Click Below] |
|---|---|---|---|---|
| Rewards | Fixed | 11.5% - 17.5% | Credit Limit: up to $40,000 | Rewards Visa |
APR: Annual Percentage Rate.
All rates are subject to change daily.
Home Equity Loan Rates
Put the equity in your home to work for you with a Home Equity Loan from Purdue Federal. Use the available equity in your home for new windows, new carpet, a new vehicle, or for your child’s educational expenses. Even if your home loan is with another institution, Purdue Federal can finance your home improvements.
Effective 2013-06-12
| Loan Type | Rate Type | APR as low as* | Term/LTV Details | Apply Online [Click Below] |
|---|---|---|---|---|
| Home Equity Loan | Fixed | 4.40% | 5 and 7 years | Home Equity Loan |
| Home Equity Loan | Fixed | 4.90% | 10 and 15 years | Home Equity Loan |
| Home Equity Loan | Fixed | 6.15% | 20 years | Home Equity Loan |
| Home Equity Line of Credit** | Variable | 3.25% | 0-80% LTV | Home Equity Loan |
| Home Equity Line of Credit** | Variable | 4.00% | 81-90% LTV | Home Equity Loan |
| FHA Home Improvement Loan | Fixed | 7.00% | 5 years | Home Equity Loan |
| FHA Home Improvement Loan | Fixed | 7.25% | 10 years | Home Equity Loan |
| FHA Home Improvement Loan | Fixed | 7.75% | 15 years | Home Equity Loan |
APR: Annual Percentage Rate.
LTV: Loan to Value.
All Rates are subject to change daily.
**Interest-only options are available.
*These rates show Select tier Relationship Rewards with checking member discount. See Relationship Rewards for details. All Home Equity Fixed-Rate Loan rates shown based on 80% loan-to-value financing. The Home Equity Line of Credit rate cannot increase more than 6% over the original rate during the life of the loan. See Further Information for details.
Mortgage Loan Rates and Website
Purdue Federal Mortgage Services has a long history of connecting people in our community with their dream of owning a home. Unlike companies that “sell” your mortgage, we make a long-term commitment to be there for you for the life of the loan. Our team of mortgage specialists take a personal approach to helping you with great rates and superior customer service.
We finance mortgages in almost any state. Let Purdue Federal be your local lender no matter what state your neighborhood is in. Plus our online pre-approval process takes just 20 minutes. Whether you are at home, at your real estate agent’s office or anywhere with Internet access you can complete your application and print a pre-approval letter in about 20 minutes.
Click here to view our current mortgage loan rates or begin the application process.
Effective 2013-06-12