Money Moves

Money Moves

The knowledge you need to put your best financial foot forward.

7 Little-Known Benefits of a Purdue Federal Visa® Credit Card

When it comes to credit cards, there are a lot of options out there. So, why choose a Purdue Federal Visa® Credit Card? Not only do we have official Purdue card designs, but there are also many hidden benefits that come with a Purdue Federal Visa card that you may not be aware of.


Enjoy peace of mind knowing your interest rate is fixed.

For anyone who's ever been caught off guard by a sudden interest rate hike, Purdue Federal's fixed-rate Visa credit cards are a breath of fresh air. Unlike other credit cards that change their rates according to the market, Purdue Federal's cards have a fixed introductory rate followed by a fixed rate based on your creditworthiness. That means no more worrying about your interest payments going up without warning. And if you happen to carry a balance on your card, you'll know exactly how much you'll need to pay each month - no surprises there either.


See how Purdue Federal Visa Credit Cards compare to popular variable rate cards:


Popular Cash Back Card Rate following intro period
Purdue Federal Visa Signature® Fixed 15.5%-17.5%
Purdue Federal Visa Traditional Rewards Fixed 15.5%-17.5%
Chase Freedom Unlimited® Variable 17.99%-26.74%
Discover it® Cash Back Variable 14.99%-25.99%
U.S. Bank Cash+® Visa Signature® Variable 18.24%-28.24%


Rest easy knowing that you're always protected.

When it comes to keeping your finances safe, Purdue Federal Credit Union has you covered. All our cardholders are automatically enrolled in our 24/7 real-time fraud alerts. If we notice a suspicious transaction, we’ll text or call to ask if it is a legitimate transaction. If it isn’t, then we’ll block your card and get you a replacement.
You're never too far from help on the road.

No one ever expects to have an emergency while they're traveling, but unfortunately, these things can happen. If you find yourself in a difficult situation while you're away from home, your card has access to 24/7 Travel and Emergency Assistance Services 365 days a year. 

To use the services, simply call the toll-free, 24-hour Benefit Administrator line at 1.800.992.6029. If you are outside the United States, call collect at 1.804.673.1675.


You'll never have to worry about your phone again.

Don't let a cracked screen or lost phone ruin your day - or your budget. With Cell Phone Protection, you can relax knowing that your eligible cell phone is covered against damage, theft, and involuntary and accidental parting. So go ahead and take that call on the stairs, or keep your phone in your back pocket - we've got you covered.

Note: Cell Phone Protection only applies when you pay your monthly cell phone bill using your Purdue Federal Visa® credit card.


You're covered no matter what happens to your rental car.

Visa's Auto Rental Collision Damage Waiver has you covered. Reimbursing you for damages sustained in a collision or theft up to the actual cash value of most rented cars, this protection plan gives you the peace of mind you need to enjoy your rental period worry-free. 

Rental periods of 15 consecutive days within your country of residence or 31 consecutive days outside it are both eligible for coverage, so you can enjoy a stress-free vacation no matter where you go. 


Feel safe and secure knowing that you have identity theft protection. 

If you're like most people, the idea of identity theft protection probably isn't at the top of your mind - until it happens to you. With NortonLifelock™, you can rest assured knowing that your personal information is safe and sound. 

Our Visa® cards offer a variety of features to help keep you protected, including Dark Web Monitoring, One-Bureau Credit Monitoring Alerts, Stolen Wallet Assist, and Restoration Assist. Learn more about NortonLifeLock™.


Get other Visa perks and discounts.

With a Purdue Federal Visa Credit Card, you get exclusive discounts at popular retailers, hotels and resorts. Learn more here.



If you're looking for a credit card with plenty of benefits and features, a Purdue Federal Visa Credit Card may be the right choice for you. With its fixed interest rates, 24/7 fraud detection and alerts, and other useful perks like Cell Phone Protection and Identity Theft protection, it offers peace of mind in all areas of your financial life. 

So why wait? Apply for a Purdue Federal Visa® Credit Card today and start enjoying the many benefits of this powerful credit card!

The information and topics featured are for informational purposes only and does not constitute legal, tax or financial advice. All financial situations and circumstances are different and may not apply to the specific information provided. Seek the advice of a financial professional, tax consultant, or legal counsel to obtain guidance specific to your needs.


Disclaimer: Purdue Federal strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, merchant or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions.