Here's what some of our members are saying about redeeming their Cash Rewards points.
“Redeeming is as easy as transferring from one account to another, no waiting. Awesome program.”
“Really easy and convenient.”
“Simple, no strings attached reward in the best form possible - cash!”
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Subject to credit approval. No annual fee. Visa Traditional Rewards: 1.9% Introductory Annual Percentage Rate for 12 Months, after that 11.5%-17.5% APR based on creditworthiness. Visa Signature: 0% Introductory APR for 12 Months, after that 11.5%-17.5% APR based on creditworthiness. No Transaction Fees on Balance Transfers and Cash Advances. No Foreign Transaction Fees on Purdue Federal Visa Signature Credit Card. A Foreign Transaction Fee of up to 1% of each transaction after conversion to U.S. dollars on Purdue Federal Visa Traditional Rewards Credit Card. Late Payment Fee up to $25.00. Returned Payment Fee up to $25.00. 2New accounts only. Current Purdue Federal Visa accounts do not qualify for 1.9% or 0% APR offers. Rewards points not valid on balance transfers and cash advances. 3Purdue Federal Visa Traditional Rewards Credit cardholders earn 1 Purdue Federal Cash Rewards point for every $1 spent. Purdue Federal Visa Signature Credit cardholders earn 1.25 Purdue Federal Cash Rewards points for every $1 spent. Reward points will be available for redemption by the seventh business day of each month for the previous month’s activity and shown on the monthly account statement. Account must be enrolled in paperless statements in order to earn and receive Reward points each month. Other terms and conditions may apply. 4My Member Perks based on My Member Perks status, which is figured monthly based on account age, loan and share balances, service usage and transactions of aggregated accounts. Accounts aggregated according to primary accountholder’s Social Security Number or tax ID. Duplicate services not counted in aggregation. Oldest account determines account age during aggregation. Accounts will be placed into appropriate My Member Perks status by the fifth business day of the month based on prior month’s My Member Perks score. Perks not combinable with offers outside the My Member Perks program unless specifically noted. Accounts must be in good standing to receive perks. Business accounts do not qualify for My Member Perks. My Member Perks is subject to change without notice. Refer to purduefed.com/perks for complete terms and conditions. 5Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Visa Benefits Guide for further details. 6Visa Concierge Service only available on Purdue card designs. Cardholders are responsible for the cost of any goods or services purchased by the Visa Concierge or Visa Signature Concierge on the cardholder’s behalf.
13 Cash Rewards Points (Signature Cardholders 1.25 base points plus 2.5 bonus points; Traditional Cardholders 1 base point plus 2 bonus points; extra points are in addition to My Member Perks points) are earned per $1 spent on net purchases from Thanksgiving to Christmas. Bonus points are capped at a maximum $1,500 in net purchases. Purchase transactions must post between November 29, 2019 and December 31, 2019 to qualify. ATM transactions, cash advances and balance transfers do not earn rewards points. Bonus points will be available for redemption by the seventh business day of each month for the previous month’s activity and shown on the monthly account statement. Business members not eligible. Eligible members must enroll at purduefed.com/holiday to earn bonus rewards points. Paperless statements and valid U.S. postal address required. Account must have active credit card at the time points are credited.