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Explore the benefits of a Purdue Federal Visa  

FEATURES & BENEFITS VISA TRADITIONAL VISA SIGNATURE
Credit Limit Minimum  $1,000 $5,000 
Introductory APR Offer2

Introductory APR offer on purchases, balance transfers and cash advances

1.9% APR for 12 Months after that 11.5%-17.5% APR based on creditworthiness 

Introductory APR offer on purchases, balance transfers and cash advances

0% APR for 12 Months after that 11.5%-17.5% APR based on creditworthiness 

Rewards Points3  1 reward point/$1 spent 1.25 rewards points/$1 spent 
Additional Points from Credit Card Perk
No Annual Fee, No Balance Transfer Fee & No Cash Advance Fee
Fixed Rate
Chip-Enabled Technology
Fraud Protection
Cell Phone Protection
Auto Rental Collision Damage Waiver5
24/7 Travel & Emergency Assistant5
Warranty Manager Service5
No Foreign Transaction Fees^  
Purchase Security5  
Concierge Service6 Concierge Signature® 
Visa Checkout
Special Offers & Discounts
Premiere Experiences   Signature Entertainment, Fine Wine & Food, Shopping, Sports, and Travel
Card Designs Traditional Card Designs Signature Card Designs
 

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* For complete details, please view our Visa Cardholder Agreement and Visa Benefits Guides for Signature and Traditional

 1Subject to credit approval. No annual fee. 2New accounts only. Current Purdue Federal Visa accounts do not qualify for 1.9% or 0% APR offers. Rewards points not valid on balance transfers and cash advances. 3Purdue Federal Visa Traditional Rewards Credit cardholders earn 1 Purdue Federal Cash Rewards point for every $1 spent. Purdue Federal Visa Signature Credit cardholders earn 1.25 Purdue Federal Cash Rewards points for every $1 spent. Rewards points available immediately for redemption. 4My Member Perks based on My Member Perks status, which is figured monthly based on account age, loan and share balances, service usage and transactions of aggregated accounts. Accounts aggregated according to primary accountholder’s Social Security Number or tax ID. Duplicate services not counted in aggregation. Oldest account determines account age during aggregation. Accounts will be placed into appropriate My Member Perks status by the fifth business day of the month based on prior month’s My Member Perks score. Perks not combinable with offers outside the My Member Perks program unless specifically noted. Accounts must be in good standing to receive perks. Business accounts do not qualify for My Member Perks. My Member Perks is subject to change without notice. Refer to purduefed.com/perks for complete terms and conditions. 5Certain terms, conditions and exclusions apply. In order for coverage to apply you must use your covered Visa card to secure transactions. Please refer to your Visa Benefits Guide for further details. 6Visa Concierge Service only available on Purdue card designs. Cardholders are responsible for the cost of any goods or services purchased by the Visa Concierge or Visa Signature Concierge on the cardholder’s behalf.

^ Subject to credit approval. Visa Traditional Rewards: 1.9% Introductory Annual Percentage Rate for 12 months, after that 11.5%-17.5% APR based on creditworthiness. Visa Signature: 0% Introductory APR for 12 months, after that 11.5%-17.5% APR based on creditworthiness. No Annual Fee. No Transaction Fees on Balance Transfers and Cash Advances. No Foreign Transaction Fees on Purdue Federal Visa Signature Credit Card. Foreign Transaction Fee up to 1% of each transaction after conversion to U.S. dollars on Purdue Federal Visa Traditional Rewards Credit Card. Late Payment Fee up to $25. Returned Payment Fee up to $25.