Purdue Federal Credit Union

Phone #: 800.627.3328
Routing #: 274976067

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Personal Banking
Auto Loans

Get no payments for 90 days on new auto loans or refinances from another lender.* 

All our auto loans come fully equipped with affordable rates and flexible repayment terms:

  • Repayment terms from 12 to 72 months
  • Competitive, fixed rates
  • Loans for new and used vehicles
  • Online pre-approval process
  • GAP and extended warranty policies available

Ready to apply? Just be sure to tell us you want 90 days of no payments to take advantage of this special offer.

New and Used Auto Loans*auto_loans.png


Competitive rate with terms ranging from 12 to 72 months on new used autos.

  • Terms from 12-72 Months
  • Online Pre-Approval
  • Discounts for Closing at Purdue Federal Branches
  • Competitive, Fixed Rates
  • GAP and Warranty Policies Available
  • Speedy Service
  • Download Expert Auto Loan Tips

rec_loans.pngRecreational Vehicle Loans* 

Did you know we also have loans for recreational vehicles including boats, campers and RVs? 

  • Terms up to 60 Months on Untitled Vehicles
  • Terms up to 15 years on Title Vehicles financed $35,000 or more
  • Competitive, Fixed Rates
  • Online Pre-Approval

*Terms greater than 60 months must have a loan amount of $35,000 or more. An additional 1% will be added to the interest rate.

Motorcycle Loans*motorcycle_loans.png

We offer loans for motorcycles so you can hit the road in style.

  • Terms up to 72 Months
  • Online Pre-Approval
  • Competitive, Fixed Rates

Collateralized Loans*coll_loans.png

Available for other motorized vehicles including snowmobiles, lawn mowers and ATVs.

  • Terms up to 60 Months
  • Online Pre-Approval
  • Competitive, Fixed Rates

Get pre-approved before you head to the dealership. It's fast and easy with these items:

  • Verifiable Current Income
  • Unexpired Government-Issued ID
  • Social Security Number
  • Loan Amount
  • Primary Savings Account 

What you need to apply for an auto loan:

  • Verifiable Current Income
  • Unexpired Government-Issued ID
  • Social Security Number
  • Loan Amount
  • Bill of Sale
  • VIN number
  • Mileage
  • Primary Savings Account  
Ask us to accelerate your savings!

Ask us to add a Savings Accelerator** to your next new or used auto loan to help you save automatically for the life of your loan. Set aside up to 10% of your monthly auto loan payment into a special share certificate to realize BIG savings with Purdue Federal.

Check out additional auto discounts.

Go to www.lovemycreditunion.org to get exclusive auto discounts for credit union members.

*Subject to credit approval. $5,000 loan minimum, up to retail NADA value. Offer valid on refinances from another lender only with terms up to 72 months. To qualify for 90 days of no payments, borrower must sign up for paperless statements and close at a Purdue Federal location. Interest will still accrue during the 90 days. Membership eligibility required.

**To qualify for Savings Accelerator, borrower must have direct deposit of payroll, government or pension payments. Loan payments and share certificate deposits must be through auto transfer and at same frequency of direct deposits. Share certificate rate and term to match loan rate and term. Borrower may deposit up to 10 percent of monthly loan payment into share certificate. Early withdrawal results in penalty and loss of dividends. Offer valid on new Purdue Federal auto loans with terms not to exceed 60 months or refinances with remaining terms of 36 or more months.

NOTICE: Current credit freezes you MAY have placed on one of the following bureaus – ExperianEquifax orTransUnion – will delay processing of your loan application. To avoid this delay, consider temporarily lifting all credit freezes.

For full disclosures, please see Guide to Member ServicesRate Sheet and Fee Schedule

All loans subject to credit approval. Rates and terms vary by vehicle model year. Financing on used vehicles available up to retail NADA value. Membership eligibility required.

© 2021 Purdue Federal Credit Union | West Lafayette, Indiana | All Rights Reserved
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