Due to increased cases of COVID-19, branch lobbies are available by appointment only. Check our locations to see how to schedule for your appointment.

Hide Alert

Purdue Federal Credit Union

Phone #: 800.627.3328
Routing #: 274976067

Financial Image

Personal Banking
Auto Loans

Get a great rate on an auto loan. 

As your trusted financial partner for life, Purdue Federal is here to help you hit the road in a car you'll love. That's why we offer competitive rates on vehicle loans, with terms ranging from 12 to 72 months on new and used vehicles. And with pre-approval, you'll be ready before you walk into a dealership.

Depending on your My Member Perks status, you can get an additional .60% subtracted from your qualifying auto loan rate. 

Get pre-approved before you head to the dealership. It's fast and easy with these items:

  • Verifiable Income
  • Unexpired Government-Issued ID
  • Social Security Number
  • Loan Amount
  • Primary Savings Account 

What you need to apply for an auto loan:

  • Verifiable Income
  • Unexpired Government-Issued ID
  • Social Security Number
  • Loan Amount
  • Bill of Sale
  • VIN number
  • Mileage
  • Primary Savings Account  

New and Used Auto Loans*auto_loans.png


Competitive rate with terms ranging from 12 to 72 months on new used autos.

  • Terms from 12-72 Months
  • Online Pre-Approval
  • Discounts for Closing at Purdue Federal Branches
  • Competitive, Fixed Rates
  • GAP and Warranty Policies Available
  • Speedy Service
  • Download Expert Auto Loan Tips

rec_loans.pngRecreational Vehicle Loans* 

Did you know we also have loans for recreational vehicles including boats, campers and RVs? 

  • Terms up to 60 Months on Untitled Vehicles
  • Terms up to 15 Years on Titled Vehicles Worth $15,000 or More
  • Competitive, Fixed Rates
  • Online Pre-Approval

Motorcycle Loans*motorcycle_loans.png

We offer loans for motorcycles so you can hit the road in style.

  • Terms up to 72 Months
  • Online Pre-Approval
  • Competitive, Fixed Rates

Collateralized Loans*coll_loans.png

Available for other motorized vehicles including snowmobiles, lawn mowers and ATVs.

  • Terms up to 60 Months
  • Online Pre-Approval
  • Competitive, Fixed Rates
Ask us to accelerate your savings!

Ask us to add a Savings Accelerator** to your next new or used auto loan to help you save automatically for the life of your loan. Set aside up to 10% of your monthly auto loan payment into a special share certificate to realize BIG savings with Purdue Federal.

Check out additional auto discounts.

Go to www.lovemycreditunion.org to get exclusive auto discounts for credit union members.

**To qualify for Savings Accelerator, borrower must have direct deposit of payroll, government or pension payments. Loan payments and share certificate deposits must be through auto transfer and at same frequency of direct deposits. Share certificate rate and term to match loan rate and term. Borrower may deposit up to 10 percent of monthly loan payment into share certificate. Early withdrawal results in penalty and loss of dividends. Offer valid on new Purdue Federal auto loans with terms not to exceed 60 months or refinances with remaining terms of 36 or more months.
NOTICE: Current credit freezes you MAY have placed on one of the following bureaus – ExperianEquifax orTransUnion – will delay processing of your loan application. To avoid this delay, consider temporarily lifting all credit freezes.
For full disclosures, please see Guide to Member ServicesRate Sheet and Fee Schedule
*All loans subject to credit approval. Rates and terms vary by vehicle model year. Financing on used vehicles available up to retail NADA value. Membership eligibility required.
90-Day Payment Deferral: Offer subject to change without notice. Payment deferral is optional and subject to approval. There is no fee for the 90-day payment deferral. The interest on the loan will continue to accrue. The deferred payment(s) plus any additional accrued interest will be paid at the end of your loan. The first payment will be due 90 days from the date of booking. Offer not valid on refinances of current Purdue Federal auto loans. Other restrictions may apply.


© 2020 Purdue Federal Credit Union | West Lafayette, Indiana | All Rights Reserved
NMLS #417214