My Member Perks Program:
My Member Perks is based on My Member Perks status, which is figured monthly based on account age, loan and share balances, service usage and transactions of aggregated accounts. Accounts aggregated according to primary account holder’s Social Security Number or tax ID. Duplicate services not counted in aggregation. Oldest account determines account age during aggregation. Accounts will be placed into appropriate My Member Perks status by the fifth business day of the month based on prior month’s My Member Perks score. Perks not combinable with offers outside the My Member Perks program unless specifically noted. Accounts must be in good standing to receive perks. Business accounts do not qualify for My Member Perks. My Member Perks is subject to change without notice. Membership eligibility required. Refer to purduefed.com/perks for complete terms and conditions.
Cash rewards will be automatically credited to your checking account each month there are 30 or more combined transactions by all Purdue Federal Visa Debit Cards associated with your checking account. Automatic cash reward will be made no later than the fifth day of the month immediately following the qualifying month. Monthly cash rewards will be reported to the IRS as taxable income. Social Security Number required for account holder to receive cash rewards. Health savings accounts, payroll card accounts and non-interest bearing accounts not eligible for cash rewards.
Credit Card Perk:
Silver Status accounts earn .1 Credit Card Perk Points, Gold Status accounts earn .25 Perk Points, and Diamond Status accounts earn .75 Perk Points for every $1 spent on Visa credit card purchases. Points are based on monthly total purchase amount up to $10,000 each month. Cumulative points will be available for redemption by the seventh business day of each month for the previous month’s activity and shown on the monthly account statement. Account must be enrolled in paperless statements in order to earn and receive Credit Card Perk Points each month. Account must also have active credit card at the time points are credited. Refer to purduefed.com/perks for complete terms and conditions.
Loans subject to credit approval. Silver Status accounts earn a .15 percent discount, Gold Status accounts earn .30 percent discount, and Diamond Status accounts earn .60 percent discount on loan rates. Silver Status accounts earn a .05 percent bonus on share certificate terms less than two years, or a .10 percent bonus on share certificate terms two years or more; Gold Status accounts earn .10 percent bonus on terms less than two years, or .20 percent bonus on terms two years or more; and Diamond Status accounts earn .15 percent bonus on terms less than two years, or .30 percent bonus on terms two years or more. Rate Perk is based on account status at the time a share certificate is opened or a loan closes. The newly opened certificate or closed loan will not count toward the My Member Perks status used to determine rate for the newly opened certificate or closed loan. Rate Perk valid on new auto loans or refinances from another lender, and new or renewed certificates. Rate Perk not valid on private student loans, first or second mortgages, or Visa credit cards.
Financial Wellness Perk:
Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free 800-369-2862. Trust services available through MEMBERS Trust Company. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. FR071318-5A7E