Purdue Federal Credit Union

Phone #: 800.627.3328
Routing #: 274976067

Financial Image

Purdue Federal
Loan Rates


personal-loan-tag-sale.pngConsumer Loan Rates

Personal and Secured loans are great for life’s unexpected expenses. They can also be used for a bit of fun like a weekend get-away or an antique table you can’t live without. Enjoy competitive rates and flexible terms on any Purdue Federal Personal or Secured Loan.

web_MMP_discountsmayapply.png

Get up to 60 basis points off your qualifying rate on an auto loan, recreational vehicle loan or personal loan through My Member Perks.

Here's what you'll need to apply for a personal loan.

  • Verifiable Income
  • Unexpired Government-Issued ID
  • Social Security Number
  • Loan Amount
  • Primary Savings Account  

Effective 2017-05-17

Loan TypeRate TypeAPR starting at*Term/DetailsApply Online
[Click Below]
Personal Fixed 14.20% Up to 60 months Personal Loan
Secured (Savings) Variable Maximum Savings Rate + 2% Up to 84 months Secured Loan
Secured (Share Certificate) Fixed Certificate Rate + 2% Up to 84 months or term of certificate Secured Loan
Collateralized Fixed 9.70% Up to 60 months Collateralized Loan

*These rates show Bronze Status through the My Member Perks program. See My Member Perks for details.

APR: Annual Percentage Rate.

All rates are subject to change daily. 

*Subject to credit approval. APR=Annual Percentage Rate. Rates as low as 7.99% APR with term up to 72 months. The actual loan amount, term, and APR may vary based on creditworthiness. Minimum loan amount is $1,000. Maximum loan amount is $15,000. Cannot be used to refinance a Purdue Federal Visa Credit Card or loan. Offered promotional rates may be combined with My Member Perks Rate Perk. Refer to purduefed.com/perks for complete My Member Perks terms and conditions. Typical repayment example of a loan of $15,000 for 72 months at 7.99% is $263.84 per month. Offer valid April 1-June 30, 2017. Certain restrictions apply. Membership eligibility required. Federally insured by NCUA.
 

Auto Loan Rates website-rv-boat-loan-sale.png

We have loans available for any type of new or used automobile or recreational vehicle including motorcycles and boats. For a limited time, finance some fun during our RV and boat loan sale - rates start at 4.99% APR for up to 60 months.^

We offer competitive rates and flexible terms. Plus, loan payments can be deducted automatically each month from your Purdue Federal checking or savings account.

Get pre-approved before you head to a car lot. That way you can focus on negotiating the best price for your vehicle, not the amount of your monthly payments.

Get pre-approved before you head to the dealership. 
It's fast and easy with these items:

  • Verifiable Income
  • Unexpired Government-Issued ID
  • Social Security Number
  • Amount you wish to finance
  • Primary Savings Account 

Here's what you'll need when you're ready to apply for an auto loan:

  • Verifiable Income
  • Unexpired Government-Issued ID
  • Social Security Number
  • Amount you wish to finance
  • Bill of Sale
  • VIN number
  • Mileage
  • Primary Savings Account 

web_MMP_discountsmayapply.png

Get up to .60% OFF your qualifying rate on an auto loan, recreational vehicle loan or personal loan through My Member Perks.

 

Effective 2017-05-17

Loan TypeRate TypeAPR starting at*Term/DetailsApply Online [Click Below]
Vehicles 2016 and Newer Fixed 3.24% 24-60 months New Vehicle Loan
Vehicles 2016 and Newer Fixed 3.24% 61-72 months New Vehicle Loan
Vehicle Model Years 2014-2015 Fixed 3.49% 24-60 months New Vehicle Loan
Vehicle Model Years 2014-2015 Fixed 3.49% 61-72 months New Vehicle Loan
Vehicle Model Years 2012-2013 Fixed 3.69% 24-60 months New Vehicle Loan

Vehicle Model Years 2007-2011

Fixed 3.99% 24-48 months New Vehicle Loan
Recreational Vehicles 2010 & Newer (Titled) ($0 - $15,000) Fixed 4.99% Up to 60 months Recreational Vehicle Loan
Recreational Vehicles 2010 & Newer (Titled) (over $15,000) Fixed 5.99% Up to 15 years Recreational Vehicle Loan
Recreational Vehicles (Untitled) Fixed 8.99% Up to 60 months Recreational Vehicle Loan
Motorcycles (Titled) Model Years 2009 - 2016 Fixed 6.69% Up to 60 months Motorcycle Loan
Motorcycles (Titled) Model Years 2016 & Newer Fixed 6.24% Up to 60 months Motorcycle Loan
Motorcycles (Titled) Model Years 2016 & Newer Fixed 6.24% 61-66 months Motorcycle Loan
Motorcycles (Titled) Model Years 2016 & Newer Fixed 6.24% 67-72 months Motorcycle Loan

*These rates show Bronze Status through the My Member Perks program. See My Member Perks for details.

^Subject to credit approval. APR = Annual Percentage Rate. Offer valid on titled, new Purdue Federal recreational vehicle or boat loans, or refinances from another lender with terms up to 60 months. 2010 and newer model year rate as low as 4.99% APR and terms up to 60 months as of January 11, 2017. Other rates and terms available. Typical repayment example for a loan of $15,000 at 4.99% APR is $283.62/month for 60 months. Rates subject to change. Restrictions may apply. Membership eligibility required. My Member Perks Rate Perk may be applied for rate discount. Refer to purduefed.com/perks for complete terms and conditions.

APR: Annual Percentage Rate.

All rates are subject to change daily.

Visa Credit Card Rates

Our Purdue Federal Rewards Visa cards let you show your hometown pride with exclusive Purdue University themed card designs.

Purdue Federal also offers a generous Rewards program. Every time you use your card, you earn valuable bonus points redeemable for cash back! 

Here's what you'll need to apply:

  • Verifiable Income
  • Primary Savings Account
  • Unexpired Government-Issued ID

Effective 2017-05-17

Loan TypeRate TypeAPR starting at*Term/DetailsApply Online [Click Below]
Traditional Fixed 11.5% - 17.5% Credit Limit: up to $40,000 Visa Credit Card

APR: Annual Percentage Rate.

All rates are subject to change daily.


Home Equity Loan Rates

 home-equity-rate-lock-purdue.png

Put the equity in your home to work for you with a Home Equity Loan from Purdue Federal. Use the available equity in your home for new windows, new carpet, a new vehicle, or for your child’s educational expenses. Even if your home loan is with another institution, Purdue Federal can finance your home improvements.

Open a home equity line of credit March 20 through June 30, 2017, and enjoy a FIXED RATE for 12 months! 

Here's what you'll need to apply for a home equity loan or line of credit:

  • Verifiable Income
  • Unexpired Government-Issued ID
  • Social Security Number
  • Loan Amount
  • Estimated Value of Your Home
  • Primary Savings Account

Effective 2017-05-17

Loan TypeRate TypeAPR
starting at*
Term/LTV DetailsApply Online
[Click Below]
Home Equity Loan Fixed 4.50% 5 years Home Equity Loan
Home Equity Loan Fixed 4.75% 7 years Home Equity Loan
Home Equity Loan Fixed 5.00% 10 Years Home Equity Loan
Home Equity Loan Fixed 5.00% 15 years Home Equity Loan
Home Equity Loan Fixed 6.00% 20 years Home Equity Loan
Home Equity Line of Credit** Variable 4.00% 0-80% LTV Home Equity Loan
Home Equity Line of Credit** Variable 4.75% 81-90% LTV Home Equity Loan
FHA Home Improvement Loan Fixed 6.25% 5 years Home Equity Loan
FHA Home Improvement Loan Fixed 6.70% 10 years Home Equity Loan
FHA Home Improvement Loan Fixed 7.00% 15 years Home Equity Loan

APR: Annual Percentage Rate.

LTV: Loan to Value.

All Rates are subject to change daily.

**Interest-only options are available.

Mortgage Loan Rates and Website

Purdue Federal Mortgage Services has a long history of connecting people in our community with their dream of owning a home. Unlike companies that “sell” your mortgage, we make a long-term commitment to be there for you for the life of the loan. Our team of mortgage specialists take a personal approach to helping you with great rates and superior customer service.

We finance mortgages in almost any state. Let Purdue Federal be your local lender no matter what state your neighborhood is in. Plus our online pre-approval process takes just 20 minutes. Whether you are at home, at your real estate agent’s office or anywhere with Internet access you can complete your application and print a pre-approval letter in about 20 minutes.

Click here to view our current mortgage loan rates or begin the application process.

Effective 2017-05-17

 

website_loan_notice_freeze_2.png

 

 

 


© 2017 Purdue Federal Credit Union | West Lafayette, Indiana | All Rights Reserved