You don’t need equity to make home improvements.

Need a new roof, or heating and cooling system? Want an outdoor deck to improve your home’s value and outdoor space? Federal Housing Administration (FHA) home improvement loans can help you finance projects like these.

No equity? No problem. An FHA Home Improvement Loan allows you to borrow money when equity isn’t available. A variety of home renovation projects are eligible, so let’s chat about what you want to do. 


Borrowing from Purdue Federal comes with benefits, like:

  • Competitive Closing Costs
  • Competitive Rates
  • No Annual Fees
  • No Prepayment Penalties
  • Make Payments Directly to Purdue Federal

Purdue Federal Credit Union serves members worldwide and operates branches throughout Greater Lafayette, Crown Point and La Porte, Indiana.

3 Subject to credit approval. Other terms and conditions may apply. Membership eligibility required.
4 NOTICE: Current credit freezes you MAY have placed on one of the following bureaus – ExperianEquifax or TransUnion – will delay processing of your loan application. To avoid this delay, consider temporarily lifting all credit freezes.
5 Please visit the Nationwide Mortgage Licensing System (NMLS) to review the registered status of Purdue Federal employees.

18 Primary residence only.