Why Refinance Your Auto Loan With Purdue Federal?
Competitive, Fixed Rates
Online Pre-Approval
Flexible Repayment Terms
Get even more with My Member Perks!
You can get up to .60% subtracted from your auto loan rate at Purdue Federal depending on your My Member Perks® status!
Our Auto Loan Rates
| Loan Type | Rate Type | APR as low as*2 | Term/Details |
|---|---|---|---|
| Vehicles 2025 and Newer | Fixed | 5.59% | Up to 60 months |
| Vehicles 2025 and Newer | Fixed | 5.84% | 72 months |
| Vehicles 2025 and Newer | Fixed | 6.59% | 84 months |
| Vehicles 2023-2024 | Fixed | 5.84% | Up to 60 months |
| Vehicles 2023-2024 | Fixed | 6.09% | 72 months |
| Vehicles 2023-2024 | Fixed | 6.84% | 84 months |
| Vehicles 2021-2022 | Fixed | 6.09% | Up to 60 months |
| Vehicles 2021-2022 | Fixed | 6.34% | 72 months |
| Vehicles 2016-2020 | Fixed | 6.59% | Up to 60 months |
*These rates show Diamond Status through the My Member Perks program. See My Member Perks for details.
1 Membership eligibility required. Subject to credit and collateral approval. Offer valid on refinance loans from another lender closed and funded between February 18, 2026 and December 31, 2026 only. $5,000 minimum loan amount, up to NADA value; terms up to 84 months. 1.5% cash back offer available on the total amount financed for all qualifying loans, up to a maximum $1,500 per year. Cash back will be deposited to primary applicant’s share account at the time of closing. Member must be in good standing to be eligible for cash back deposit. To qualify: borrower must close with Purdue Federal Credit Union and enroll in paperless statements. Vehicle Identification Number limited to one use, cannot be combined with other cash back offers. Cash back funds will be reported on IRS Form 1099-MISC when required. Business accounts, indirect, existing Purdue Federal Credit Union loans, and cash-out refinances are not eligible. Other terms, conditions, and restrictions apply. Offer is subject to change without notice.
2 APR = Annual Percentage Rate. Rates and terms are based on creditworthiness, your rate and term may differ. Other terms and conditions may apply. Payment example: $20,000 for 60 months at 6.79% APR will have a monthly payment of $394.05.
2 APR = Annual Percentage Rate. Rates and terms are based on creditworthiness, your rate and term may differ. Other terms and conditions may apply. Payment example: $20,000 for 60 months at 6.79% APR will have a monthly payment of $394.05.