Hit the road with a loan from Purdue Federal

Getting an auto loan doesn’t need to be a bumpy ride. We’re here to help with competitive rates and friendly service all the way.

Whether you’re hopping in the car of your dreams or you’re upgrading to something that meets your needs, we’re here to help. Get pre-approved with the help of our experts or get financing for a vehicle you love. New and used auto loans from Purdue Federal offer:

  • Flexible Repayment Terms
  • Online Pre-Approval
  • Competitive, Fixed Rates
  • GAP and Warranty Policies Available
 

Apply for an Auto Loan

Get even more with My Member Perks!

Don’t forget, you can get up to .60% subtracted from your auto loan rate at Purdue Federal depending on your My Member Perks® status!

 

Our Auto Loan Rates

Loan Type Rate Type APR starting at* Term/Details
Vehicles 2024 and Newer Fixed 6.79% Up to 60 months
Vehicles 2024 and Newer Fixed 7.04% 72 months
Vehicles 2024 and Newer Fixed 7.29% 84 months
Vehicles 2022-2023 Fixed 7.04% Up to 60 months
Vehicles 2022-2023 Fixed 7.29% 72 months
Vehicles 2020-2021 Fixed 7.29% Up to 60 months
Vehicles 2015-2019 Fixed 7.54% Up to 48 months
Vehicles 2013-2014 Fixed 7.79% Up to 48 months

*These rates show Bronze Status through the My Member Perks program. See My Member Perks for details.
 

Apply for an Auto Loan

Ready to get pre-approved or apply?

You’ll need the following:

  • Verifiable Current Income
  • Unexpired Government-Issued ID
  • Social Security Number
  • Loan Amount
  • Bill of Sale
  • Vehicle Details (VIN and Mileage)
  • Full Coverage Insurance
  • Purdue Federal Membership
 

Apply for an Auto Loan

What to expect when you apply

We’re passionate about speedy service. Once you’ve applied, we’ll review your application. Then, you’ll be contacted so we can ask any follow-up questions and get to know your needs a little more.

As a heads up, we might request documents like each borrower’s most recent paystub and W-2 or past tax returns. We’ll let you know exactly what we need.

And, if you fail to provide insurance information or your coverage lapses, then we'll contact you by text and email to map out what you'll need to do.
 

Apply for an Auto Loan

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Ratings & Reviews

88% of members recommend this product.

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Would recommend to a friend

Great rate, great people, great service! All by remote control! Once again, PFCU comes thru with flying colors! T3 Read More
by T3
Member since 1980 | 26 Crossings
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Would recommend to a friend

Purdue Federal helped me refinance a new car with a better interest rate than I was receiving from a well-known bank. Great rates and great service.Read More
by RK
Member since 2007 | West Lafayette
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Become a Member

Unlike other financial institutions, credit unions are not-for-profit, membership-based organizations. The good news is that joining is easy. If you're connected to Purdue University, La Porte County, Indiana, or one of our Select Employee Groups, you're likely eligible.

See Membership Eligibility

Obtain this year's Fuel Economy Guide which features fuel economy, annual fuel cost, and emissions information for new model year cars, sport utility vehicles, and light trucks.

4 NOTICE: Current credit freezes you MAY have placed on one of the following bureaus – ExperianEquifax or TransUnion – will delay processing of your loan application. To avoid this delay, consider temporarily lifting all credit freezes.
View all disclosures of our My Member Perks program here.
3 Subject to credit approval. Other terms and conditions may apply. Membership eligibility required.