
My Member Perks
- Higher savings rates
- Lower loan costs
- Free financial wellness services
It's our unique way of saying "thank you"
Your savings and checking deposits, loan balances and everyday transactions all earn points. Pile up the points and you'll earn perks that include free services, better rates and enhanced rewards.

Our shiniest status offers across-the-board benefits that include supersized credit card rewards and more.

Your borrowing costs go down and share certificate dividends rise upon reaching the second-highest status.

As you do more business with us, you'll earn monthly rewards for debit card use and benefit from better loan rates.

Even if you're just getting started at Purdue Federal, you qualify for free checking and financial wellness services.

I get nothing out of this product. With it being the only "perk" for membership at PFCU, I am truly disappointed. I would be much more satisfied with "rounded-up savings," something that PFCU does not offer.
Member since 2010
West Lafayette, IN
Would recommend to a friend
My Perks is a nice reward but I really don't understand the program, which is totally my fault. I haven't taken time to find out more about it. The $5 reward each month is nice; money in the credit union!
Member since 1983
Lafayette, IN
Would recommend to a friend
No matter what we have needed, Purdue has been there for us. We moved two years ago and decided to keep Purdue even though we are in a different state. And it is still the best credit union. THANKS!!
Member since 2011
West Bend, WI
Sure, cash perks are great, but I have to spend a lot of money or make a lot of mini-transactions throughout the month to get the debit perk. And what happened to the points for using my credit card? The value of the things we could pick from the old catalog-- movies, gift cards, video games, etc-- was way better than what we are offered now.... We actually got screwed with this transition, if you use your credit card anyways.
Member since 2005
Would recommend to a friend
PEFCU is awesome. All of the staff are friendly and helpful, no matter how important or trivial my needs are. They make me feel like they really care, and that service is rare in the banking industry.
Member since 2003
Lafayette, IN
Would recommend to a friend
PEFCU services are very helpful and they are always finding ways to help the consumer save money, plus the staff are very knowledgeable and courteous. And for the perks, it's a nice extra.
Member since 2014
Lafayette, IN
Would recommend to a friend
Member Perks is a great program for everyone who has an account here! It is nice to see a $5 credit each month in my account just for using my debit card! There are many other ways to utilize the perks, I found out when I also use my credit card and there are great rates for buying a car or getting a loan. Member Perks is a great perk to have!
Member since 2013
West Lafayette, IN
Would recommend to a friend
I would like to see if you could do this: If a person spends an uneven amount, would there be a chance to round off the amount and put that amount into a Savings Account? For example, spending. $0.75, then $0.25 could go into Savings and the amount deducted on the purchase would be $1.00 total?
Member since 1978
Rossville, IN
I am very unhappy with the new perks program. I feel I helped build this credit union, but now that I've aged, and I'm not buying as much, I am not recognized for my many years as a member of the credit union. It's virtually impossible for me to move from one perk level to another. This is not a feature that I appreciate or value. I've considered looking at what other banking institutions offer.
Member since 1971
Lafayette, IN
Would recommend to a friend
I use the credit perk often and constantly watch the points accrue. It says they are dispersed annually, but when? My points reset to 0 on January 1, but I have not received my distribution, which was quite substantial. I hope they are not lost.
Member since 1999
Stupid program that encourages spending, not saving. It seems as if PEFCU is working to make their retail partners money and not supporting their customers/owners. A slightly better interest rate on Savings Accounts would be a much better way to gain, retain, and please customers.
Member since 2007
Denver
Rewards are not easy to use. It says use Online Banking, I can't even find a place to login using Google or the many PEFCU pages. I can only find the Mobile Account to log into and it is very limited on what you can do. A major upgrade to Mobile Banking is needed. You can't even accept the Mobile Banking agreement on it or access rewards or add or delete online accounts to pay bills. I expect a lot better for Mobile Banking.
Member since 1990
Forever
Would recommend to a friend
Excellent, Got my debit perk $5 today.I didn't understand before. how to get the $5. But it is simple, you have to use ur debit card more than 30 times per month.thats it u will get 5$ back.... my transactions usually more because I will swipe for every day coffee!!! And I love Purdue bank... I am glad that I was rejected by chase bank because I don't have address proof from Govt agencies, when come for purdue I was offered bank account in 3 mins...which is awesome.... My pay stub and referral is enough to open bank account!! what to say I got car loan with lowest APR, I inquired in few banks they offered me 10%-18%APR for car loan, when I come to purdue its simple 4%..which is mind blowing....finally thanks Purdue!!!!!