Auto Loans
- Affordable rates
- Choice of repayment terms
- Online pre-approval
Your next taste of freedom comes on four wheels
You're in college now. Totally independent and ready to roll - in your own car, pickup or SUV. At Purdue Federal, we want to help Boilermakers like you get to class, that part-time gig across the river, or those weekend road trip destinations across Indiana. Our auto loans come with awesome rates and a fast application process that's way easier than your next mid-term.
Financing Features
- Loans for new and used vehicles
- Competitive, fixed rates
- No payments for 90 days*
- Online pre-approval process
- Free payment calculators
- Rate Perk discount through My Member Perks®2
- GAP and extended warranty policies available
Needed for Pre-Approval
- Verifiable income
- Unexpired government-issued ID
- Social Security Number
- Loan amount
- Purdue Federal membership
Required for Loan Closing
- Verifiable income
- Unexpired government-issued ID
- Social Security Number
- Loan amount
- Bill of sale from the dealership
- Vehicle Identification Number (VIN)
- Mileage
- Purdue Federal membership
Visit our two on-campus branches to help you out!
Helpful Resources
Ratings and Reviews
Rated 5 stars
Would recommend to a friend
Obtaining my Auto Loan with PFCU was very easy. I met with a representative and had the paperwork complete in minutes. I picked the day of the month I wanted my payment to be withdrawn and now I don't have to worry about it! If I want to make an extra payment, I just jump online and transfer money over. Very easy. Thank you PFCU!
by Insurance Girl
Member since 2003
West Lafayette, IN
Member since 2003
West Lafayette, IN
Rated 5 stars
Would recommend to a friend
Auto Loan - The staff at the LaPorte Branch were very understanding and went out of their way to expedite my Auto Loan. Thank you Carolyn Probasco and Melissa Odle! The loan proceeds were deposited quickly in my account and they set me up for automatic payment.
by Lopperman
Member since 1995
Westville, IN
Member since 1995
Westville, IN
Rated 2 stars
I called about refinancing my car loan to reduce the payment and was very disappointed with the help i was offered on the phone. The person I spoke to did her best to dissuade me from trying to do this, she convinced me that I did not want to refinance with PEFCU.
by Gonefission
Member since 2001
Lafayette, IN
Member since 2001
Lafayette, IN
Rated 5 stars
Would recommend to a friend
Excellent customer service and FAST! We decided on a vehicle on a Wednesday and the check was delivered on Saturday! Love that I was able to do all the paperwork by email since I now live in Florida. Stacie was a great help!
by Beth
Member since 2007
Tampa, FL
Member since 2007
Tampa, FL
Rated 5 stars
Would recommend to a friend
My Auto Loan with PEFCU was the easiest loan process I have ever been through. I applied online, and received a preapproval. Then, when I found the car I wanted, I simply took the bill of sale to Purdue West. I was on my way back to the dealership, check in hand, within thirty minutes! My rate and terms are amazing, and I couldn't be more pleased with the service I received.
by Nat
Member since 2008
Member since 2008
Rated 5 stars
Would recommend to a friend
It was easy to get a pre-approved Auto Loan, with excellent rate for purchasing my first car. When I actually made the purchase, it was even easier to process and this is the reason I was able to get a good car since the owner was a bit skeptical about getting paid immediately through a bank.
by Swan
Member since 2003
Member since 2003
Rated 5 stars
Would recommend to a friend
I cannot praise Purdue Fed enough for providing me the car loan I wanted. When all other banks failed to help me out, Purdue Fed saved the day. I did everything over the phone and the agent was really helpful and patient. I decided I am never going to close my accounts here even when I am done with Purdue.
by Coleslaw
Member since 2006
Indianapolis, IN
Member since 2006
Indianapolis, IN
Rated 5 stars
Would recommend to a friend
LaPorte Purdue Federal Credit Union is the BEST! They are always friendly and help us whenever we need it. They are quick to respond to our needs and help us with all our loans. Especially Erin and Carolyn! They treat us like family, not just some customer. We appreciate everything they do for us!
by Customer
Member since 1997
LaPorte, IN
Member since 1997
LaPorte, IN
Rated 5 stars
Would recommend to a friend
When each and every car dealer in the town refused to approve credit for us to buy a new car, we went to Purdue Memorial Union Branch and met Megan there. Megan is an outstanding personality and she can assess your need as well as your profile very well. We will always be grateful to Megan and Purdue Federal Credit Union, because of them we now have a amazing new car!
by AD
Member since 2012
West Lafayette, IN
Member since 2012
West Lafayette, IN
Rated 5 stars
Would recommend to a friend
Purdue Federal Credit LaPorte is the best, they are always friendly and helpful. They are always there to help with our loans, especially Carolyn! They treat us like family and have done for over 25 years. They are more than competetive when it comes to rates.
by Hdsport
Member since 1988
Rolling Prairie, IN
Member since 1988
Rolling Prairie, IN
Rated 5 stars
Would recommend to a friend
Received a flyer in the mail about refinancing my 2015 SUV bought new at a lower APR than offered at dealership 3 months after purchase. Within two weeks and only a hand full of e mails and 2 phone calls, I was able to complete the process. I currently work 100 miles plus from the closest PFCU branch!!! Great job team, thank you for the help. So glad I became a member 15 years ago!!
by Mike Dolgos
Member since 1999
Westfield, IN
Member since 1999
Westfield, IN
Rated 5 stars
Would recommend to a friend
I am a Purdue student from Asia with a student visa. Both my major bank and car dearler turned me down on auto loan applications, but Donna Alexander from Purdue Federal Credit Union helped me understand the process, listened to my situation, set up the best plan for me, and knocked down a 25K loan in 12 hours. It is my first loan and I am impressed with the friendly service. Thank you, Donna, and thank you, Purdue Federal Credit Union.
by Raymond Zheng
Member since 2012
West Lafayette, IN
Member since 2012
West Lafayette, IN
Rated 5 stars
Would recommend to a friend
The LaPorte Branch of PFCU was awesome to work with on my car loan. JM in particular was so professional and helpful. I especially like having a branch at the Westville campus. I always do my car loans through PFCU. Thanks again!
by CWarnock
Member since 1988
Westville, IN
Member since 1988
Westville, IN
Rated 1 stars
I forgot my password and trying to retrieve it has been one of my worst nightmares. I can appreciate the security but this is ridiculous. I have forgotten my password with one of the largest banks in the country before and it has not been as frustrating as it has been with Purdue Federal Credit Union.
by Luis
Member since 2010
Arlington, TX
Member since 2010
Arlington, TX
Rated 5 stars
Would recommend to a friend
I've taken out two auto loans with ! PEFCU and I've had a great experience both times. With my most recent loan, Nicole made the refinancing process easy and understandable. Customer service is unmatched!
by CK
Member since 1993
Member since 1993
Rated 5 stars
Would recommend to a friend
this is the very best customer service i have received in a long time. they have taken good care of me and i appreciate that. I would recommend pfcu at st rd 26 (meijer ct) to any one as one of the banks you can walk -into and see smiles on everyones face, very willing to help you with anything you need and then some. when i need help they were there . i want to extend a BIG HIGH FIVE AND A TREMENDOUS THANK YOU TO EVERYONE WHOM HAS HELPED ME . EXCELLENT JOB GREAT TEAMWORK.
by vicki o
Member since 2023
LA FAYETTE
Member since 2023
LA FAYETTE
Rated 1 stars
This place needs to get out of business banking. They make business exponentially more difficult. You cannot deposit cash or checks into a business account via the ATM They want to see my ID to deposit cash into my account inside the bank No Zelle Mobile deposit software is poor Stick to houses and cars! Get out of biz banking
by Steve Faulkner
Member since 2023
Win Hentschel Blvd
Member since 2023
Win Hentschel Blvd
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2 View all disclosures of our My Member Perks program here.
3 Subject to credit approval. Other terms and conditions may apply. Membership eligibility required.
*$5,000 loan minimum, up to retail NADA value. Offer valid on refinances from another lender only with terms up to 72 months. To qualify for 90 days of no payments, borrower must sign up for paperless statements and close at a Purdue Federal location. Interest will still accrue during the 90 days.