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Get a loan as sweet as your home

Cute and cozy. Gracious and spacious. One-of-a-kind construction. Homes come in all sizes and styles. So do home loans. At Purdue Federal, we can fit you with one that's just right for your finances. Then, we'll service your mortgage for the life of the loan.

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What will homebuyers need?

We're here for you every step of the way. Get helpful information on the entire process.

Mortgage Checklist

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Buying your first home?

Whether it's the down payment or the paperwork, buying your first home can feel out of reach. We make it simpler with options like 100% financing to reduced closing options.

First-Time Homebuyer Programs

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Already have an application?

Log in to complete an unfinished application, check the status of your submitted application, or upload documents and view disclosures for your mortgage loan.

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Loan
Fixed-Rate Mortgages

Want something built to last? Stable monthly payments make this loan budget-friendly over the long haul.

Loan
Adjustable-Rate Mortgages

It's savings you can count on. Lock in lower initial rates for years of easier monthly payments.

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Jumbo Loans

Buying a more expensive home? No problem. You still have your choice of financing options.

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Lot Loans

Location, location, location, right? Find the perfect piece of land for your new home and we'll finance the purchase.

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Construction Loans

Want something new or different - or both? Affordable financing can cover every phase of new home construction, major remodel or an addition to an existing home.

Refinancing
Mortgage Loan Refinancing

No plans to move? We still might be able to help you lower your monthly payments or eliminate your debt faster.

Team Members
Mortgage Specialists
Sure, there's a lot to consider. But our friendly specialists can fill you in on the details and guide you through the application process.

Mortgage Specialists

From pre-approval to last payment, it’s nice to know you have people you can trust. With more than 30 years of experience, our mortgage lenders are committed to serving you for the life of your loan.5

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Ratings & Reviews

94% of members recommend this product.

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Would recommend to a friend

I started with Purdue Federal on my first day on campus in 1999. They helped me buy my first condo in Chicago and more recently my first house in Georgia. The process has always been painless and the customer service has been exceptional! They have your back!

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by Adam O.
Member since 1999 |
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Would recommend to a friend

We had a very good experience with Justin James Dunn regarding switching our home mortgage and HELOC to PEFCU.  Very competitive rates were offered as well as expedient service.  Very recommended.Read More
by AKToms
Member since 2010 | West Lafayette, IN
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3 Subject to credit approval. Other terms and conditions may apply. Membership eligibility required.
4 NOTICE: Current credit freezes you MAY have placed on one of the following bureaus – ExperianEquifax or TransUnion – will delay processing of your loan application. To avoid this delay, consider temporarily lifting all credit freezes.
5 Please visit the Nationwide Mortgage Licensing System (NMLS) to review the registered status of Purdue Federal employees.
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