Business Deposit Rates
Competitive dividends to help your business funds grow.
Rates Effective 2026-08-18
| Product22.f | Dividend Rate22.f | APY22.f | Min. Opening Balance | Min. Balance to Earn Dividends |
|---|---|---|---|---|
| Small Business Checking | None | None | $25 | n/a |
| Commercial Checking | None | None | $100 | n/a |
| Non-Profit Checking Tier 1 |
0.10% | 0.10% | $100 | $0 |
| Non-Profit Checking Tier 2 |
0.90% | 0.90% | $100 | $7,500 |
| Non-Profit Checking Tier 3 |
1.20% | 1.21% | $100 | $25,000 |
| Non-Profit Checking Tier 4 |
1.50% | 1.51% | $100 | $100,000 |
| Non-Profit Checking Tier 5 |
2.25% | 2.27% | $100 | $250,000 |
| IOLTA Checking Tier 1 |
0.10% | 0.10% | $100 | $0 |
| IOLTA Checking Tier 2 |
0.90% | 0.90% | $100 | $7,500 |
| IOLTA Checking Tier 3 |
1.20% | 1.21% | $100 | $25,000 |
| IOLTA Checking Tier 4 |
1.50% | 1.51% | $100 | $100,000 |
| IOLTA Checking Tier 5 |
2.25% | 2.27% | $100 | $250,000 |
| Product22.f | Dividend Rate22.f | APY22.f | Min. Opening Balance | Min. Balance to Earn Dividends |
|---|---|---|---|---|
| Business Savings | 0.10% | 0.10% | $0 | $0 |
| Business Non-Interest Savings | None | None | $0 | n/a |
| Product22.f | Dividend Rate22.f | APY22.f | Min. Opening Balance | Min. Balance to Earn Dividends |
|---|---|---|---|---|
| Business MMA Tier 1 | 0.10% | 0.10% | $2,500 | $0.01 |
| Business MMA Tier 2 | 0.90% | 0.90% | $2,500 | $7,500 |
| Business MMA Tier 3 | 1.20% | 1.21% | $2,500 | $25,000 |
| Business MMA Tier 4 | 1.50% | 1.51% | $2,500 | $100,000 |
| Business MMA Tier 5 | 2.25% | 2.27% | $2,500 | $250,000 |
| Product22.f | Dividend Rate22.f | APY22.f | Min. Opening Balance | Min. Balance to Earn Dividends |
|---|---|---|---|---|
| High-Yield Tier 1 | 0.10% | 0.10% | $15,000 | $0 |
| High-Yield Tier 2 | 2.75% | 2.78% | $15,000 | $15,000 |
| Product / Term22.f | Dividend Rate22.f | APY22.f | Min. Opening Balance |
|---|---|---|---|
| 3 Months | 1.25% | 1.26% | $10,000 |
| 6 Months | 1.50% | 1.51% | $5,000 |
| 9 Months | 1.85% | 1.87% | $500 |
| 12 Months | 2.00% | 2.02% | $500 |
| 18 Months | 2.00% | 2.02% | $500 |
| 24 Months | 2.25% | 2.28% | $500 |
| 30 Months | 2.25% | 2.28% | $500 |
| 36 Months | 2.50% | 2.53% | $500 |
| 48 Months | 2.60% | 2.63% | $500 |
| 60 Months | 2.70% | 2.74% | $500 |
| Product / Term 22.f | Dividend Rate22.f | APY 22.f | Min. Opening Balance |
|---|---|---|---|
| 7-month Special | 3.84% | 3.91% | $5,000 |
| 15-month Special | 3.94% | 4.02% | $5,000 |
| 29-month Special | 2.35% | 2.38% | $5,000 |
22.f Membership eligibility required. $5 deposit in Member Ownership Share required. Subject to approval. APY = Annual Percentage Yield. See Business Rate Sheet for full details.
Nonprofit Checking
Special dividend-earning checking so more of your funds go towards your mission. Plus, comprehensive treasury management tools make it easier to manage money, payments and deposits efficiently.
Learn More