A better credit rating plus cash back? That's hard to beat.
With money-saving introductory rates, a generous rewards program and breathe-easier security features, Visa® Traditional Rewards Credit Cards are a good deal for nearly everyone. But at Purdue Federal, we see them as a really nice fit for college students looking to boost their purchasing power as they build up their credit histories.
1.9% Intro APR
Get a 1.9% intro APR for 12 months on purchases, balance transfers and cash advances.13.b
Better than those variable-rate cards. After the 12-month introductory period, your rate is fixed for good.
No Worries On Fees
No annual fee. No balance transfer or cash advance fees. Always.
Unlimited Cash Rewards
Get up to 1.75% cash back on every purchase, no category restrictions or limits.19.e(ii)
- Earn 1 point for every $1 spent and potentially earn up to 0.75 additional points through our My Member Perks program. That's up to 1.75% cash back on every purchase.19.e(i)
- Redeemable immediately for instant cash back through our Cash Rewards program or as a donation to the Purdue Alumni Association or John Purdue Club.
Purdue Federal Cash Rewards is a cash back only program for our Visa credit cardholders. You can redeem credit card rewards points as instant cash back into your checking or savings account, or as a donation to Purdue for Life (formerly Purdue Alumni Association) or John Purdue Club. Rewards points earned by all credit cards on the same account will be automatically combined and available for redemption through digital banking. Learn more.
Call 888.891.2435 from the home phone number on file with your account get receive a new PIN for your Purdue Federal Visa® Debit or Credit Card.
5 Tips for Using Your First Credit Card
While credit cards are important to have if an emergency does happen, they’re also a great way to build your credit. But choosing the best one and using it wisely can feel overwhelming. Here are a few tips to consider as you get your first credit card.Learn More
Purdue Federal Credit Union serves members worldwide and operates branches throughout Greater Lafayette, Crown Point and La Porte, Indiana.
12.d The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC.
13.b Subject to credit approval. Visa Traditional: 1.9% Introductory APR for 12 months from date of account opening, then 13.5%-17.5% fixed APR based on creditworthiness. No Annual Fee. No Transaction Fees on balance transfer and cash advances. Up to 1% Foreign Transaction Fee on each transaction after conversion to U.S. dollars on Visa Traditional Rewards. Late Payment Fee up to $25. Returned Payment Fee up to $25. Other terms and conditions may apply. Membership eligibility required. Current Purdue Federal Visa accounts do not qualify for introductory promotion. Balance transfers and cash advances not eligible to earn rewards points.
19.e(ii) Visa Traditional Credit Cards earn 1 point for every dollar spent. My Member Perks Silver Status members earn an additional .1 Credit Card Perk Points, Gold Status members earn .25 Perk Points, and Diamond Status members earn .75 Perk Points for every $1 spent on purchases. My Member Perks Credit Card Perk Points are based on monthly total posted purchase amount up to $10,000 each month. Points will be available for redemption immediately and shown on the monthly account statement, points do not expire. Member's accounts must be in good standing and enrolled in paperless statements in order to earn and receive Reward Points and Credit Card Perk Points each month. Member’s credit card must be active at the time points are credited and redeemed. Other restrictions apply.