Choose an Exclusive Purdue University® Card Design

The card that makes college—and beyond—a little easier

Build a solid credit history for a house, car and more down the road. Shop in stores and online. Buy tech gear, textbooks, t-shirts or Tuesday night tacos. Purdue™ students can use a Visa® Traditional Credit Card to help pay for just about anything- and get a little extra in return. Plus, you can choose one of our exclusive Purdue card designs.

1.9% Intro APR

Get a 1.9% intro APR for 12 months on purchases, balance transfers and cash advances.13.b

Fixed Rate

Better than those variable-rate cards. After the 12-month introductory period, your rate is fixed for good.

No Worries On Fees

No annual fee.13.b No balance transfer or cash advance fees. Always.

Unlimited Cash Rewards

Get up to 1.75% cash back on every purchase, no category restrictions or limits.19.e(ii)

 

More Benefits

  • Earn 1 point for every $1 spent. Plus earn up to 0.75 additional points through our My Member Perks2 program when you’re enrolled in paperless statements and are in the Silver, Gold or Diamond Status. That’s up to 1.75% cash back on every purchase!19.e(ii)
  • Redeemable immediately for instant cash back through our Cash Rewards program or as a donation to the Purdue Alumni Association or John Purdue Club.
  • Link Purdue Federal Visa cards to your smartphone with digital wallet for one-tap checkout line payments
  • Tap your card to pay at contactless payment terminals
Build a Strong Financial Future

Building your credit while in school can open doors to future opportunities, like securing larger loans for a car or home. If you're 18 or older, you can qualify for a credit line without a co-signer, and by managing it responsibly, you may qualify for a higher line after graduation. Gain confidence in yourself by taking advantage of free financial education and credit counseling to set yourself up for long-term financial success. Learn more here

What You'll Need to Apply

  • Verifiable income (such as a part-time job or other support)
  • An unexpired government-issued ID (driver's license, Social Security card, etc.)

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Apply for Visa® Traditional Rewards Credit Card

 

Ratings & Reviews

75% of members recommend this product.

Write a Review

Would recommend to a friend

Great beginner card for college students looking to build credit history (while gaining rewards!). The staff was great during the application process and I've had nothing but positive experiences ever since. No complaints, no hidden fees, and they've gained a lifelong member.Read More
by Eric
Member since 2009 | West Lafayette, IN
Did you find this helpful? Yes No

Would recommend to a friend

So great to be able to do all of my banking online. The conveniences of the bank on campus and the UDeposits to send money when I am back at home are great. Over a year and I've never had any problems.Read More
by Happy_Student
Member since 2010 | Fort Wayne, IN
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FAQs

Purdue Federal Cash Rewards is a cash back only program for our Visa credit cardholders. You can redeem credit card rewards points as instant cash back into your checking or savings account, or as a donation to Purdue for Life (formerly Purdue Alumni Association) or John Purdue Club. Rewards points earned by all credit cards on the same account will be automatically combined and available for redemption through digital banking. Learn more.

Call 888.891.2435 from the home phone number on file with your account and receive a new PIN for your Purdue Federal Visa® Debit or Credit Card.

Apply for a Purdue Federal Visa® Credit Card online or at one of our branches.

In order to to be eligible for membership with Purdue Federal Credit Union you must be a part of one of our many Select Employee Groups (SEGs). See if you fall under one of our SEGs here.

If your card is lost or stolen, contact us immediately via digital banking, by calling 800.627.3328, or by stopping by a branch. We will block your card so it cannot be used and get you a new card.

Purdue Federal Credit Union serves members worldwide and operates branches throughout Greater Lafayette, Crown Point and La Porte, Indiana.

View all disclosures of our My Member Perks program here.

6 Please see the Digital Banking Services Agreement for full disclosures. Data rates may apply.

13.b Subject to credit approval. Visa Traditional: 1.9% Introductory APR for 12 months from date of account opening, then 15.5%-17.5% fixed APR based on creditworthiness. No Annual Fee. No Transaction Fees on balance transfer and cash advances. Up to 1% Foreign Transaction Fee on each transaction after conversion to U.S. dollars on Visa Traditional Rewards. Late Payment Fee up to $25. Returned Payment Fee up to $25. Other terms and conditions may apply. Membership eligibility required. Current Purdue Federal Visa accounts do not qualify for introductory promotion. Balance transfers and cash advances not eligible to earn rewards points.

19.e(ii) Visa Traditional Credit Card cardholders earn 1 Purdue Federal Cash Rewards point for every dollar spent up to an additional .75 points for every $1 spent based on My Member Perks status. My Member Perks Credit Card Perk Points are based on monthly total posted purchase amount up to $10,000 each month. Points will be available for redemption immediately and shown on the monthly account statement, points do not expire. Member's accounts must be in good standing and enrolled in paperless statements in order to earn and receive Reward Points and Credit Card Perk Points each month. Member’s credit card must be active at the time points are credited and redeemed. Other restrictions apply.