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The card that makes college—and beyond—a little easier

Build a solid credit history for a house, car and more down the road. Shop in stores and online. Buy tech gear, textbooks, t-shirts or Tuesday night tacos. Purdue students can use a Visa® Traditional Credit Card to help pay for just about anything- and get a little extra in return. Plus, you can choose one of our exclusive Purdue card designs.

Choose an Exclusive Purdue University Card Design


 

Credit Card Features

Build a Strong Financial Future

  • Build your credit while you're in school (which, if done well, could help you get a larger loan for a car, a home and more later)
  • Students ages 18 and older can qualify without a co-signer
  • Manage your modest credit line while you're a student and qualify for a higher line after graduation
  • Access free financial education and credit counseling

Know the Basics

  • 1.9% intro APR on purchases, balance transfers and cash advances for an entire year with a 13.5%-17.5% fixed APR thereafter13.b
  • No Annual Fee (and no fees for cash advances or balance transfers)14.b

Make Secure Payments

  • Connect your card to your digital wallet for easy, secure payments
  • Monitor card activity through our mobile app 
  • Contactless payments with tap to pay

Earn Unlimited Perks

  • Unlimited Cash Rewards let you earn 1 point per $1 spent, redeemable instantly; potentially earn up to .75 additional points per $1 spent, redeemable monthly based on My Member Perks


Additional Features


What You'll Need to Apply

  • Verifiable income
  • An unexpired government-issued ID (driver's license, Social Security card, etc.)

Purdue Federal Credit Union serves members worldwide and operates branches throughout Greater Lafayette, Crown Point and La Porte, Indiana.

Helpful Resources

Boiler Financial Track
for Purdue Students
Cost of College Interactive Coach
Student Budget Calculator
Thirsty Thursday
Digital Banking

Ratings & Reviews

75% of members recommend this product.

Write a Review

Would recommend to a friend

Great beginner card for college students looking to build credit history (while gaining rewards!). The staff was great during the application process and I've had nothing but positive experiences ever since. No complaints, no hidden fees, and they've gained a lifelong member.… Read More
by Eric
Member since 2009 | West Lafayette, IN
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Would recommend to a friend

So great to be able to do all of my banking online. The conveniences of the bank on campus and the UDeposits to send money when I am back at home are great. Over a year and I've never had any problems.… Read More
by Happy_Student
Member since 2010 | Fort Wayne, IN
Did you find this helpful? Yes No

View All Reviews

2 View all disclosures of our My Member Perks program here.

6 Please see the Digital Banking Services Agreement for full disclosures. Data rates may apply.

13.b Subject to credit approval. Visa Traditional: 1.9% Introductory APR for 12 months from date of account opening, then 13.5%-17.5% fixed APR based on creditworthiness. No Annual Fee. No Transaction Fees on balance transfer and cash advances. Up to 1% Foreign Transaction Fee on each transaction after conversion to U.S. dollars on Visa Traditional Rewards. Late Payment Fee up to $25. Returned Payment Fee up to $25. Other terms and conditions may apply. Membership eligibility required. Current Purdue Federal Visa accounts do not qualify for introductory promotion. Balance transfers and cash advances not eligible to earn rewards points.

14.b For complete details, please view our Visa Cardholder Agreement and Visa Traditional Rewards Cardholder Benefits and Cash Rewards Terms & Conditions.