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Ivy Tech Credit Cards

The card that helps cover everyday expenses that can add up

School is an investment with a variety of expenses, so it’s nice to have a credit card with unlimited cash rewards on your side. Even better? You can enjoy a fixed rate and no fees. From buying books for class to filling up your gas tank, we’ll help you cover all the necessities. And we’ll do it with a card that helps you build credit.

Credit Card Features

  • 1.9% intro APR on purchases, balance transfers and cash advances for an entire year with a 13.5%-17.5% fixed APR thereafter13.b
  • Unlimited Cash Rewards let you earn 1 point per $1 spent, redeemable instantly; potentially earn up to .75 additional points per $1 spent, redeemable monthly based on My Member Perks2
  • Access free financial education and credit counseling
  • No annual, balance transfer or cash advance fees
  • Connect your card to your digital wallet for easy, secure payments
  • Monitor card activity through our app 
  • Students ages 18 and older can qualify without a co-signer


What You'll Need to Apply

  • Verifiable income
  • An active Purdue Federal membership
  • An unexpired government-issued ID (driver's license, Social Security card, etc.)


Additional Features

Purdue Federal Credit Union serves members worldwide and operates branches throughout Greater Lafayette, Crown Point and La Porte, Indiana.

Ratings & Reviews

75% of members recommend this product.

Write a Review

Would recommend to a friend

Great beginner card for college students looking to build credit history (while gaining rewards!). The staff was great during the application process and I've had nothing but positive experiences ever since. No complaints, no hidden fees, and they've gained a lifelong member.… Read More
by Eric
Member since 2009 | West Lafayette, IN
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Would recommend to a friend

So great to be able to do all of my banking online. The conveniences of the bank on campus and the UDeposits to send money when I am back at home are great. Over a year and I've never had any problems.… Read More
by Happy_Student
Member since 2010 | Fort Wayne, IN
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Helpful Resources

The Financial Vine
for Ivy Tech Students
Ivy Tech Branch
Cost of College Interactive Coach
Student Budget Calculator
Digital Banking

Student Checking Accounts

A convenient checking account plus enhanced purchasing power adds up to a smart way to keep your finances on track.

Learn more
2 View all disclosures of our My Member Perks program here.

13.b Subject to credit approval. Visa Traditional: 1.9% Introductory APR for 12 months from date of account opening, then 13.5%-17.5% fixed APR based on creditworthiness. No Annual Fee. No Transaction Fees on balance transfer and cash advances. Up to 1% Foreign Transaction Fee on each transaction after conversion to U.S. dollars on Visa Traditional Rewards. Late Payment Fee up to $25. Returned Payment Fee up to $25. Other terms and conditions may apply. Membership eligibility required. Current Purdue Federal Visa accounts do not qualify for introductory promotion. Balance transfers and cash advances not eligible to earn rewards points.

14.b For complete details, please view our Visa Cardholder Agreement and Visa Traditional Rewards Cardholder Benefits and Cash Rewards Terms & Conditions.