Ivy Tech Student Visa® Traditional Rewards Credit Card
- No annual fees
- Fixed-interest rates
- Cash-back opportunities
The card that helps cover everyday expenses that can add up
School is an investment with a variety of expenses, so it’s nice to have a credit card with unlimited cash rewards on your side. Even better? You can enjoy a fixed rate and no fees. From buying books for class to filling up your gas tank, we’ll help you cover all the necessities. And we’ll do it with a card that helps you build credit.
Credit Card Features
- 1.9% intro APR on purchases, balance transfers and cash advances for an entire year with a 13.5%-17.5% fixed APR thereafter
- Unlimited Cash Rewards let you earn 1 point per $1 spent, redeemable instantly; potentially earn up to .75 additional points per $1 spent, redeemable monthly based on My Member Perks
- Access free financial education and credit counseling
- No annual, balance transfer or cash advance fees
- Connect your card to your digital wallet for easy, secure payments
- Monitor card activity through our app
- Students ages 18 and older can qualify without a co-signer
What You'll Need to Apply
- Verifiable income
- An active Purdue Federal Savings Account
- An unexpired government-issued ID (driver's license, Social Security card, etc.)
Additional Features
Purdue Federal Credit Union serves members worldwide and operates branches throughout Greater Lafayette, Crown Point and La Porte, Indiana.
Would recommend to a friend
Great beginner card for college students looking to build credit history (while gaining rewards!). The staff was great during the application process and I've had nothing but positive experiences ever since. No complaints, no hidden fees, and they've gained a lifelong member.… Read More
Would recommend to a friend
So great to be able to do all of my banking online. The conveniences of the bank on campus and the UDeposits to send money when I am back at home are great. Over a year and I've never had any problems.… Read More
Ratings and Reviews
Rated 5 stars
Would recommend to a friend
Great beginner card for college students looking to build credit history (while gaining rewards!). The staff was great during the application process and I've had nothing but positive experiences ever since. No complaints, no hidden fees, and they've gained a lifelong member.
Written
on 7/10/2012
by Eric
Member since 2009
West Lafayette, IN
by Eric
Member since 2009
West Lafayette, IN
Rated 5 stars
Would recommend to a friend
So great to be able to do all of my banking online. The conveniences of the bank on campus and the UDeposits to send money when I am back at home are great. Over a year and I've never had any problems.
Written
on 7/19/2012
by Happy_Student
Member since 2010
Fort Wayne, IN
by Happy_Student
Member since 2010
Fort Wayne, IN
Rated 5 stars
Would recommend to a friend
I started with the Student Visa and after graduation I applied for credit increase and percentage rate decrease and was approved within an hour and changes were reflected almost immediately. I have never had one issue with my Purdue Federal Visa or any account with them!
Written
on 6/4/2014
by KB
Member since 2010
by KB
Member since 2010
Rated 1 stars
Good as a student if you don't have any type of pre-existing credit. As an alumnus with a legitimate credit history, there are no perks at all associated with the credit card. I've had mine for years because it gives me a warm fuzzy feeling to use a card with Purdue on it, but warm fuzzy feelings aren't comparable to 2% cash back.
Written
on 2/20/2015
by James
Member since 2002
Denver, IN
by James
Member since 2002
Denver, IN
Write a Review
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Helpful Resources
View all disclosures of our My Member Perks program here.
Subject to credit approval. APR = Annual Percentage Rate. Visa Traditional: 1.9% Introductory APR for 12 months from date of account opening, then 13.5%-17.5% APR based on creditworthiness. No Annual Fee. No Transaction Fees on balance transfer and cash advances. Late Payment Fee up to $25. Returned Payment Fee up to $25. Other terms and conditions may apply. Membership eligibility required.
For complete details, please view our Visa Cardholder Agreement and Visa Traditional Benefit Guide. See complete Cash Rewards Terms & Conditions for more details.