Business Checking Accounts
- Low fees
- 24/7 digital banking
- Dividend-earning options
Checking designed with your success in mind
Startups and major companies. Professional practices and nonprofit groups. No matter how big your business is or what you do, we have a checking option that can help get the job done.
Account
Business Checking
Low fees, digital banking tools and everything else your small business needs to keep things running smoothly.
Account
Commercial Checking
Keep a tight rein on expenses, boost efficiency and benefit from 150 free monthly transactions.
Account
Dividend Checking
Find a new revenue source with an account that earns competitive dividends on deposits.
Account
Gold Checking
Preserve your profit margin with an account that minimizes transaction fees and pays dividends on deposits.
Account
Nonprofit Checking
Low fees and hundreds of free transactions leave you more money to devote to your mission.
Debit Cards
Business Debit Cards
Make quick, easy purchases - and empower your employees to do the same.
Account Features
|
Business Checking
Open an Account: Basic Business Checking Account Learn More: Basic Business Checking Account |
Commercial Checking
Open an Account: Basic Business Checking Account Learn More: Commercial Checking Account |
Dividend Checking
Open an Account: Basic Business Checking Account Learn More: Dividend Checking Account |
Gold Checking
Open an Account: Basic Business Checking Account Learn More: Gold Checking Accounts |
Nonprofit Checking
Open an Account: Basic Business Checking Account Learn More: Nonprofit Checking Accounts |
|---|---|---|---|---|---|
| Account Description | A basic checking account for small businesses with fewer monthly transactions and no minimum balance requirement. | A step above the basic checking account, commercial checking is designed for small businesses with more monthly transactions. | A dividend-earning checking account for small- to medium-sized businesses with a moderate number of monthly transactions. | Gold checking offers dividends for businesses with larger balances and higher monthly transaction levels. | A special dividend-earning checking account for 501(c)(3) nonprofit organizations with higher monthly transaction levels and no minimum balance requirement. |
| Minimum Opening Balance | $25 | $100 | $100 | $100 | $100 |
| Monthly Maintenance Fee | $5, waived w/ paperless statements | $5, waived w/ paperless statements | $5, waived w/ paperless statements | $5, waived w/ paperless statements | $5, waived w/ paperless statements |
| Minimum Average Daily Balance (ADB) Monthly Fee | None | $10 | $10 | $10 | None |
| Minimum ADB Monthly Fee Offset | N/A | $500 | $5,000 | $25,000 | N/A |
| Transaction Fees (check deposits and drafts cleared) | 50 Free/mo. $0.15 ea. additional |
150 Free/mo. $0.15 ea. additional |
300 Free/mo. $0.15 ea. additional |
500 Free/mo. $0.15 ea. additional |
500 Free/mo. $0.15 ea. additional |
| Account Transfers | Free | Free | Free | Free | Free |
| Cash Processing | Free | Free | Free | Free | Free |
| Account Analysis (eligible for earnings credit to waive fees) | No | No | Yes | Yes | Yes |
| Dividends Earnings/Rate | No | No | Yes, after $25,000 ADB* | Yes, after $100,000 ADB* | Yes, after $5,000 ADB* |
| Digital Banking | Free | Free | Free | Free | Free |
Helpful Resources
Business Credit Cards
If you run a successful business, you know a good deal when you see one. Visa credit cards come with low rates and easy-to-earn rewards.
Learn More*Average Daily Balance
Subject to credit approval. Membership eligibility required.
See Guide to Member Business Services and Business Rate Sheet for full disclosures.