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We're the Key to Your New Home! Get $700 OFF closing costs!*

Now offering LOWER CLOSING COSTS until June 30, 2024.

Get a loan as sweet as your home

Cute and cozy. Gracious and spacious. One-of-a-kind construction. Homes come in all sizes and styles. So do home loans. At Purdue Federal, we can fit you with one that's just right for your finances. Then, we'll service your mortgage for the life of the loan.

First-time Home Buyer?

We're here for you every step of the way. Get helpful information on the entire process.

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Mortgage Checklist

Mortgage Checklist - Northwest Indiana



Already have an application started?

Log in to complete an unfinished application, check the status of your submitted application, or upload documents and view disclosures for your mortgage loan.

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Fixed-Rate Mortgages

Want something built to last? Stable monthly payments make this loan budget-friendly over the long haul.

Adjustable-Rate Mortgages

It's savings you can count on. Lock in lower initial rates for years of easier monthly payments.

Jumbo Loans

Buying a more expensive home? No problem. You still have your choice of financing options.

5-Year Balloon Lot Loans

Location, location, location, right? Find the perfect piece of land for your new home and we'll finance the purchase.

Construction Loans

Want something new or different - or both? Affordable financing can cover every phase of new home construction, major remodel or an addition to an existing home.

Mortgage Loan Refinancing

No plans to move? We still might be able to help you lower your monthly payments or eliminate your debt faster.

Mortgage Specialists

From pre-approval to last payment, it’s nice to know you have people you can trust. With more than 30 years of experience, our mortgage lenders are committed to serving you for the life of your loan.5

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Ratings & Reviews

93% of members recommend this product.

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Would recommend to a friend

I started with Purdue Federal on my first day on campus in 1999. They helped me buy my first condo in Chicago and more recently my first house in Georgia. The process has always been painless and the customer service has been exceptional! They have your back!

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by Adam O.
Member since 1999 |
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Would recommend to a friend

PFCU has helped make my dream of building a "forever home" a reality. I couldn't be happier with the loan product and interest rate PFCU was able to offer, but, most importantly, I had a fantastic experience during the mortgage process. Everyone I worked with, from the membership team to the lending team, was knowledgeable, professional, and responsive and worked hard to keep my deal on track. I can't recommend PFCU enough!

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by Stephanie T.
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*Subject to credit approval. New loans for purchase of primary residence only. Not available on investment, lot and construction loans. $700 voucher must be submitted at the time of application. Loan must close by June 30, 2023. Offer requires $5 deposit into Member Ownership Share and checking account, and enrollment in paperless statements within 15 days of mortgage application. $25 minimum opening deposit for checking account required. Offer is non-transferable, and cannot be combined with any other offer. Limited to one voucher per transaction. Offer subject to change without notice. Membership eligibility required.

3 Subject to credit approval. Other terms and conditions may apply. Membership eligibility required.
4 NOTICE: Current credit freezes you MAY have placed on one of the following bureaus – ExperianEquifax or TransUnion – will delay processing of your loan application. To avoid this delay, consider temporarily lifting all credit freezes.
5 Please visit the Nationwide Mortgage Licensing System (NMLS) to review the registered status of Purdue Federal employees.