Home Loans

I started with Purdue Federal on my first day on campus in 1999. They helped me buy my first condo in Chicago and more recently my first house in Georgia. The process has always been painless and the customer service has been exceptional! They have your back!

PFCU has helped make my dream of building a "forever home" a reality. I couldn't be happier with the loan product and interest rate PFCU was able to offer, but, most importantly, I had a fantastic experience during the mortgage process. Everyone I worked with, from the membership team to the lending team, was knowledgeable, professional, and responsive and worked hard to keep my deal on track. I can't recommend PFCU enough!

Awesome service!  PFCU was so helpful through the house buying process and we never actually went into a Branch; it was all done online. Thanks PFCU!

They were very professional, and did not waste my time, but I got refused because it was not a good investment for the bank. I wish they will not work with Fannie Mae.

I tried to refinance my mortgage a few years ago with this PEFCU, I was honest and upfront about my income and issues, I was misled to believe there would not be any problem refinancing my mortgage, I came out of pocket for an appraisal and then was denied, it was a huge waste of time and effort.  This year when I refinanced to get an even lower rate, I did not even look at or consider Purdue Federal based on my previous experience, I would not recommend them.

As a long-time member of Purdue Federal Credit Union, there was never any question about where I was going to go for my first mortgage. I am happy to say that there is still no doubt that I made the right decision! Emily worked with me to make sure I was getting the best rate and monthly payment possible. My experience at Purdue Federal has made the process of buying my first home a lot less daunting.

I spoke with a representative and they took the time to explain even simple concepts. They made sure I understood the ins-and-outs of the process.

Our Loan Officer went above and beyond every step of the way to help us understand the mortgage process and to make sure we closed on time.  We cannot thank Emily enough for her hard work and dedication.

Justin Dunn was highly professional, knowledgeable, and helpful with my unique questions.  I had some last minute changes during the closing and Justin along with the rest of the staff - Anthony in particular - handled the situation with the highest of professionalism and alacrity.

We had a very good experience with Justin James Dunn regarding switching our home mortgage and HELOC to PEFCU.  Very competitive rates were offered as well as expedient service.  Very recommended.

We recently refinanced our mortgage. Justin Dunn did a great job. He made every thing easy and straight forward. There were no surprises throughout the process.

We have just refinanced our home with the assistance of Mr. Justin Dunn.  He was prompt, courteous and informative.  We appreciate his help and would seek him again with a future transaction with Purdue Fed.

Great service!! We contacted Emily for the loan and she took care of everything! Most importantly she was always available and answered all our questions. She made the entire process easy.

What a pleasure to have Justin James Dunn as our Mortgage Loan Officer.  Justin was always working for us and had our best interest at heart.  We felt that we could contact him anytime with questions and he would always reply.  He locked us in at a great interest rate and even refinanced our car with PEFCU to obtain a lower rate.  He truly cares about his PEFCU members that he assists in obtaining financing!  What a wonderful young man!

Great experience all around. Going through the home buying process can be extremely stressful but Sara helped us out with everything along the way. never even had to go into a branch. Was all done through email. Thanks again!

Great experience.  Accomplished everything online.  Emily was most helpful in leading us through the process on our computer in record time.  Thank you PFCU.

Emily made the whole process of first time home buying, out of state, a stress free experience. She always answered all my questions about the process, no matter how big or small, and was straightforward in her responses. She was patient and took the time to explain the process to me so I would know what to expect. I highly recommend PEFCU and Emily!

I had an excellent experience working with Mark Johnson. This was the first home purchased by my wife and I. Mark helped navigate us through the process and it was a stress-free experience.

It was SO easy to work with PEFCU on refinancing my mortgage!  They offer good rates, but what I like best is knowing they are working in my best interest.  It was easy to get an appointment, I had face-to-face meetings with one person, and he took the time to answer all my questions and make sure I understood everything.

As someone just moving into the West Lafayette community, I found the PFCU employees to be very supportive and their mortgage products to be very competitive. I would definitely recommend their services.

It is a very good experience with Joy Matson and her colleagues on our Mortgage Loan.

We recently worked with Emily in establishing our PFCU Mortgage. She was extremely helpful, patient, and always responsive to our emails. She truly made this process stress free and didn't hesitate to take the time to further explain the complicated steps of the process.
 

The mortgage process went very smoothly. We moved to North Carolina and still preferred working with our hometown bank. We got a great rate and it was great working with Joy. She is extremely responsive and has years of experience. This made it very easy on us when we had questions or needed to make small changes. In summary, it was a great experience working with such a responsive bank/credit union.
 

I recently purchased my first home and thanks to [Purdue Federal Credit Union], Meg and Joy, the process could not have been any smoother. They were really great to work with. In fact, the folks at the title company were surprised and impressed by how perfect and simple the paperwork was.Thank you [Purdue Fed], Meg and Joy!

I'm looking to buy a house next year and have been trying to speak to a Mortgage Specialist at Purdue Federal over the last 2-3 months. I've dropped an email via the bank's website, and called 3 times - left a voicemail once with a call back number. Yet no one from the bank has reached out. Now, I'm considering taking my business elsewhere, which is unfortunate as Purdue Federal has been so good to me in the past.

Joy Matson had been amazing throughout the entire process of obtaining a mortgage. She was always responsive, friendly, and encouraging during this crazy market. I couldn’t imagine having a better experience with any other lender/Bank. So grateful our real-estate agent recommended PFCU and Joy.

Nice people. Easy to do business with. Totally satisfied.

I recently refinanced my mortgage. Liz Reynolds made the entire process a positive experience. Liz is highly knowledgeable and her expertise was invaluable. Liz is also a genuinely kind person which made working with her especially pleasant. PFCU is fortunate to have such an outstanding person!

I'm a recent member; we opted to finance our new home purchase with PFCU as my husband has been banking with them for years. We purchased out-of- state and everything was completed fully online. Joy (Mortgage Specialist) and Krystina (Mortgage Processor) went above and beyond in their attention to detail and responsiveness. This was inordinately helpful as anxious first-time homebuyers, and I cannot recommend them enough. Thank you, Joy, Krystina, and PFCU!

My husband and I were very disappointed in the whole process of this remortgage. Trying to deal with someone online and doing all the paperwork online ourselves was a hassle and very discouraging. We may be old school but we would never do it again nor would we recommend anyone else to do so. What ever happened to customer service? The biggest most distressful thing was at closing. Waiting one week to get our check for the difference in the loan and borrowed crazy. Weren’t going to change mind.

My husband and I chose to get a home loan through PFCU because of their sterling reputation and philanthropic involvement in the community. Janelle Brinn was my mortgage loan specialist and she was prompt, helpful, accurate and courteous. We will happily work with PFCU again in the future.

The mortgage team, specifically Rob Rosebloom and Benjamin Prather, made the home buying process a breeze! We started the process with a phone call to Rob on November 16th and closed on our purchase as planned on December 10th. Both Rob and Benjamin made this process easy and stress free - Thank you!

Helpful and professional staff! Very satisfied with their services. Highly recommend!

My 4th major loan with PFCU. It was the most challenging! Communication must be improved with your team. You do this everyday, we borrowers do not. Please use the "secure" site - I made repeated requests, yet documentation and inquiries came via my personal (unsecured) email. The secured site requires separate login details from my member site & that adds confusion. Please improve the technology! Happy the process if over and the loan is closed. Try them if you have the patience.

Janelle Brim and her team were fantastic to work with on my mortgage. Very timely, helpful, and professional.

Emily did such a great job with handling our mortgage in this crazy market. Our house closed just after the holidays and I know that she had to put in extra time over the holidays to finalize our deal. I'm so grateful to her and the rest of her team. She is very easy to work with and is very quick to respond when I have any questions. I highly recommend PEFCU over other banks as you will get a much more personal experience along with a great rate. Thank you again for such a smooth transaction!

Joy and Meg at PFCU were a wonderful to work with. Everything done online. They answered all our questions. The process was very quick and efficient. Even tho we never met both provided personal service.

Janelle did a great job helping me get this loan. She was very responsive to my questions and everything went very smoothly. Thank you Janelle for your skills and knowledge and especially for the excellent customer service.

Thank you Rob Roseboom at Purdue federal he made the loan process stress free , responded to my questions and emails quick. Would definitely recommend him to anyone looking to purchase a home. Best part is it was all done online with no issues.

Rob Roseboom and his lending team was WONDERFUL to work with for our mortgage! They were prompt with every silly question that I ever had and were always KIND! I cannot recommend this experience enough, the entire team is sensitive to the stressors a borrower has while purchasing a home.

Purdue federal credit union was awesome. Emily was very professional and helpful along the way. She juggled not only my personal banking switch , personal mortgage and several rental properties all while allowing me to bug her with many questions. I would definitely recommend them. Especially if you are banking with...... well we will call them 5th turd, ii say change your banking from those crooks to people that care. Thank you from your team, I look forward to enjoying your service.

As a first time homebuyer, Liz and her team were incredibly easy to work with. The entire process was very easy to have questions about and Liz was phenomenal at answering every question no matter how big or small. She was extremely helpful and was very professional when it came to addressing issues!

Thank you, Rob and Ben for a great job! Linda

Rob Roseboom assisted me in refinancing my primary residence and purchasing an investment property in the past year. 100% outstanding service. Absolutely recommend.

The entire process went great. I use PFCU for all of my loans when possible.

Thank you very much to PFCU (and Rob and Todd especially) for all your work and assistance guiding me through setting up the mortgage and purchasing the house. I'm very impressed with your responsiveness and diligence all along the way. I felt well informed at each stage of pre-qualification, application, mortgage review, and closing on the property. I will happily recommend your team to others in the future, and I wanted to make sure you know how much I appreciate the great job you did. Kudos!

We had the best home buying experience possible. Amazing !! PFCU is definitely the place to go for a mortgage, in fact, for all your banking needs. Thank You, Clarissa Cobb

I recently moved twice within 5 months and PEFCU assisted with my mortgage both times and they were so professional and answered every question promptly and everything was done online. Janelle was so friendly and helped every step of the way and told us what to expect at each step.

Our experience was not great. The only time communication with our lender occurred was when we reached out to him. And when we did ask questions, it was difficult to get a direct answer and required several iterations of the question to receive an answer. Had we not reached out, I'm certain we would not have heard from him at all in the final two weeks and he would have let the processors handle everything. If he'd given any direction at all on the process, we likely wouldn't be so disappointed.

This is my second mortgage loan with Purduefed. Rob was very professional and helpful throughout the process. The experience was smooth and stress-free. Thank you !

Rob and Purdue Federal Credit Union made my cross country home purchase so easy!

Totally awesome Job Ben !!!!! Thank you for All your help !!!!

Emily has assisted me with two mortgage loan transactions over the last few years. It could not have been more seamless and efficient. Super easy process and she proactively kept me up to date on the interest rates and my options. Selling, packing up your life, moving and unpacking it all again is stressful enough. Go with Emily and this will be one part of the tedious process that seems effortless. Thanks Emily!

Rob helped us acquire our first home and the process was very easy with the software uploads and quick response times from their team. They were able to bump up our closing date by a few days so we could use the long Labor Day weekend to move in. They make payments easy and I love that I can see our mortgage loan when I log into my bank app!

I had the opportunity of buying my first house this last month, referred to by a friend I reached out to Rob Roseboom and PFCU. They were so helpful in walking me through the process and helping it be a smooth and enjoyable experience. They were very helpful and always there to answer questions. They were quick to get back to me when I had questions and I plan on eventually transferring all of my banking to them due to their fantastic service! 10/10 would go through them again :)

Working with Rob and his team on the mortgage process was a seamless process. I knew what to expect and when. Hands down, the best!

We have had many occasions to need the assistance of the PFCU employees. In every circumstance we had been very pleased with the professionalism of the people we deal with. Our latest transaction was a loan and we had the pleasure of having Clarissa Cob handle all the details of this transaction. She was so friendly and knowledgeable and made the process so much easier. We have gone to other banking places, but we have stuck with PFCU because of the people who work there.

This was by far the easiest mortgage loan process that we have ever been through. Clarissa and the rest of the team did a great job.

This is a fantastic resource for federal employees looking for homeownership opportunities. Thanks for sharing!" https://investingdrone.com/home-loans-for-federal-employees-2024/

Kristine and the whole team were nothing but fantastic the whole way through. They were very patient with me as I was navigating some personal issues in my life at the time and never gave up on me despite some hurdles. Plus they were able to lock me in at a rock bottom interest rate which I really appreciated. 10/10 would recommend.