How to Earn Points
The way we keep score, everyone's a winner
At Purdue Federal, we believe in rewarding loyalty. Through the My Member Perks program, our members earn points by making use of certain credit union products and services.
About the Program
Your point total puts you in one of four statuses - Bronze, Silver, Gold or Diamond - and provides you with everything from free financial counseling to better rates on loans and deposits. The charts below show how easily you can pile up the points.
| Service Options (up to 20 points) Options used as of month's end |
Point Values |
|---|---|
| Pay a Bill* | 1 point |
| Shared Branch Transaction** | 2 points |
| Paperless Statements | 3 points |
| Member of Investment Services Located at Purdue Federal |
4 points |
| Direct Deposit*** | 5 points |
| Digital Banking** | 5 points |
*At least one payment in the prior month.
**At least one login or transaction in the prior month.
***Direct Deposit defined as ACH deposits to the member's checking or savings accounts that aggregate to a total of $200 or more per month
| Deposit Balances (up to 25 points) Last month's average daily balance |
Point Values |
|---|---|
| $5.01 - $499.99 | 2 points |
| $500 - $999.99 | 5 points |
| $1,000 - $4,999.99 | 8 points |
| $5,000 - $9,999.99 | 11 points |
| $10,000 - $24,999.99 | 14 points |
| $25,000 - $49,999.99 | 17 points |
| $50,000 - $99,999.99 | 20 points |
| $100,000 - $499,999.99 | 23 points |
| $500,000+ | 25 points |
| Loan Balances (up to 25 points) Last month's average daily balance |
Point Values |
|---|---|
| $5.01 - $499.99 | 2 points |
| $500 - $999.99 | 5 points |
| $1,000 - $4,999.99 | 8 points |
| $5,000 - $9,999.99 | 11 points |
| $10,000 - $24,999.99 | 14 points |
| $25,000 - $49,999.99 | 17 points |
| $50,000 - $99,999.99 | 20 points |
| $100,000 - $499,999.99 | 23 points |
| $500,000+ | 25 points |
| Account Age (up to 10 points) Age as of month's end |
Point Values |
|---|---|
| Under 1 year | 0 points |
| 1 - 2 years | 1 point |
| 3 - 4 years | 3 points |
| 5 - 7 years | 4 points |
| 8 - 9 years | 5 points |
| 10 - 12 years | 6 points |
| 13 - 15 years | 7 points |
| 16 - 18 years | 8 points |
| 19 - 20 years | 9 points |
| 21+ years | 10 points |
| Transaction Volume (up to 25 points) Month-end total of member-initiated transactions |
Point Values |
|---|---|
| 0 | 0 points |
| 1 - 5 | 2 points |
| 6 - 10 | 4 points |
| 11 - 15 | 6 points |
| 16 - 20 | 8 points |
| 21 - 25 | 10 points |
| 26 - 40 | 12 points |
| 41 - 60 | 15 points |
| 61 - 80 | 18 points |
| 81 - 100 | 21 points |
| 101 - 150 | 23 points |
| 151+ | 25 points |
Purdue Federal Credit Union serves members worldwide and operates branches throughout Greater Lafayette, Crown Point and La Porte, Indiana.
Helpful Resources
FAQs
My Member Perks is a program that continuously rewards you for your trust and loyalty to Purdue Federal Credit Union. Your entire relationship with the credit union qualifies you for a Bronze, Silver, Gold or Diamond Status based off the products and services you use. Each status offers a variety of perks designed for members at all stages of life. Perks include free checking, a monthly cash giveback, money saved on loan rates, and more!