How to Earn Points
The way we keep score, everyone's a winner
At Purdue Federal, we believe in rewarding loyalty. Through the My Member Perks® program, our members earn points by making use of certain credit union products and services.
About the Program
Your point total puts you in one of four statuses - Bronze, Silver, Gold or Diamond - and provides you with everything from free financial counseling to better rates on loans and deposits. The charts below show how easily you can pile up the points.
| Service Options (up to 20 points) Options used as of month's end |
Point Values |
|---|---|
| Pay a Bill* | 1 point |
| Shared Branch Transaction** | 2 points |
| Paperless Statements | 3 points |
| Member of Investment Services Located at Purdue Federal |
4 points |
| Direct Deposit*** | 5 points |
| Digital Banking** | 5 points |
*At least one payment in the prior month.
**At least one login or transaction in the prior month.
***Direct Deposit defined as ACH deposits to the member's checking or savings accounts that aggregate to a total of $200 or more per month
| Deposit Balances (up to 25 points) Last month's average daily balance |
Point Values |
|---|---|
| $5.01 - $499.99 | 2 points |
| $500 - $999.99 | 5 points |
| $1,000 - $4,999.99 | 8 points |
| $5,000 - $9,999.99 | 11 points |
| $10,000 - $24,999.99 | 14 points |
| $25,000 - $49,999.99 | 17 points |
| $50,000 - $99,999.99 | 20 points |
| $100,000 - $499,999.99 | 23 points |
| $500,000+ | 25 points |
| Loan Balances (up to 25 points) Last month's average daily balance |
Point Values |
|---|---|
| $5.01 - $499.99 | 2 points |
| $500 - $999.99 | 5 points |
| $1,000 - $4,999.99 | 8 points |
| $5,000 - $9,999.99 | 11 points |
| $10,000 - $24,999.99 | 14 points |
| $25,000 - $49,999.99 | 17 points |
| $50,000 - $99,999.99 | 20 points |
| $100,000 - $499,999.99 | 23 points |
| $500,000+ | 25 points |
| Account Age (up to 10 points) Age as of month's end |
Point Values |
|---|---|
| Under 1 year | 0 points |
| 1 - 2 years | 1 point |
| 3 - 4 years | 3 points |
| 5 - 7 years | 4 points |
| 8 - 9 years | 5 points |
| 10 - 12 years | 6 points |
| 13 - 15 years | 7 points |
| 16 - 18 years | 8 points |
| 19 - 20 years | 9 points |
| 21+ years | 10 points |
| Transaction Volume (up to 25 points) Month-end total of member-initiated transactions |
Point Values |
|---|---|
| 0 | 0 points |
| 1 - 5 | 2 points |
| 6 - 10 | 4 points |
| 11 - 15 | 6 points |
| 16 - 20 | 8 points |
| 21 - 25 | 10 points |
| 26 - 40 | 12 points |
| 41 - 60 | 15 points |
| 61 - 80 | 18 points |
| 81 - 100 | 21 points |
| 101 - 150 | 23 points |
| 151+ | 25 points |
Purdue Federal Credit Union serves members worldwide and operates branches throughout Greater Lafayette, Crown Point and La Porte, Indiana.
Helpful Resources
FAQs
My Member Perks is a program that continuously rewards you for your trust and loyalty to Purdue Federal Credit Union. Your entire relationship with the credit union qualifies you for a Bronze, Silver, Gold or Diamond Status based off the products and services you use. Each status offers a variety of perks designed for members at all stages of life. Perks include free checking, a monthly cash giveback, money saved on loan rates, and more!