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Since your My Member Perks status is determined by the products and services you use with the credit union, your status can change monthly based on your engagement with us. Here's a breakdown of the My Member Perks points system. 

How You Earn Points

Service Options (up to 19 points)
Options used as of month's end
Point Values
Online Banking (eAlerts set up) 1 point
Active Credit Card 1 point
Active Debit Card 1 point
 Paperless Statements 1 point
Health Savings Account (HSA) 1 point
Mobile App* 1 point
Mobile Check Deposit** 1 point
Bill Pay*** 2 points
Online Banking* 2 points
Member of Investment Services
Located at Purdue Federal
2 points
Direct Deposit 3 points
Shared Branching Transaction* 3 points
Deposit Balances (up to 25 points)
Total end-of-month balance
Point Values
$1 - $499.99 2 points
$500 - $999.99 5 points
$1,000 - $4,999.99 8 points
$5,000 - $9,999.99 11 points
$10,000 - $24,999.99 14 points
$25,000 - $49,999.99 17 points
$50,000 - $99,999.99 20 points
$100,000 - $499,999.99 23 points
$500,000+ 25 points
Loan Balances (up to 25 points)
Total end-of-month balance
Point Values
$1 - $499.99 2 points
$500 - $999.99 5 points
$1,000 - $4,999.99 8 points
$5,000 - $9,999.99 11 points
$10,000 - $24,999.99 14 points
$25,000 - $49,999.99 17 points
$50,000 - $99,999.99 20 points
$100,000 - $499,999.99 23 points
$500,000+ 25 points
Account Age (up to 10 points)
Age as of month's end
Point Values
Under 1 year 0 points
1 - 2 years 1 point
3 - 4 years 3 points
5 - 7 years 4 points
8 - 9 years 5 points
10 - 12 years 6 points
13 - 15 years 7 points
16 - 18 years 8 points
19 - 20 years 9 points
21+ years 10 points
Transaction Volume (up to 25 points)
Month-end total of member-initiated transactions
Point Values
0 0 points
1 - 5 2 points
6 - 10 4 points
11 - 15 6 points
16 - 20 8 points
21 - 25 10 points
26 - 40 12 points
41 - 60 15 points
61 - 80 18 points
81 - 100 21 points
101 - 150 23 points
151+ 25 points

 

*At least one login or transaction in the prior month.
**At least one deposit in the past 60 days.
***At least one login in the past 90 days.