How to get your $400 bonus:

  • Apply online or in-branch: Start your application wherever it's convenient for you.
  • Set up a direct deposit: Easily transfer your paychecks for hassle-free access to your funds.
  • Go paperless: Opt for convenient, environmental-friendly paperless statements and declutter your life.

 

  Open a checking account online

 


 

Visit Us

Crown Point

113th and Broadway Branch

11330 Broadway
Monday-Friday: 9 a.m. to 5 p.m.
Saturday: 9 a.m. to Noon

La Porte

Monroe St. Branch

3404 Monroe St.
Monday-Friday: 9 a.m. to 5 p.m.
Saturday: 9 a.m. to Noon

 Why choose our checking account?

  • $400 Welcome Bonus: Start your journey with us and get rewarded.
  • No monthly fee or minimum balance
  • Earn $5 a month by using your Visa Debit Card 30 or more times2.b with My Member Perks
  • Access cash through nationwide network of 30,000-plus surcharge-free ATMs10
  • 24/7 digital banking with bill pay and mobile check deposit through the app6
  • Faster checkout using digital wallet by linking account to mobile device through Apple Pay, Samsung Pay®, Google Pay or Visa Checkout12
  • Sign up for email or text alerts that notify you about low balances and other account activity 
  • Sophisticated 24/7 fraud monitoring

 

See how our fees compare to the rest:

Purdue Federal Credit Union

Centier Bank

Fifth Third Bank

Chase Bank

Regions Bank

First Merchants Bank

First Financial Bank

NSF Fee – Item Returned
(Non-sufficient Funds)


$0

$35


$0


$0


$0

$37


$0

NSF Fee – Item Paid
(Non-sufficient Funds)


$20

$35

$37

$34

$36

$37


$25 

Stop Payment Item Fee


$20

$35

$33

$30

$36

$37


$25 

Monthly Fee


$0

$0
with e-statements or direct deposit or $100 minimum daily checking account balance; otherwise $2 per month


$0

$12

$8

$4


$0

Replacement Card Fee


$5

$10


$0

Expedited card shipping (by request): $30


$5


$5

$10

n/a

Cashier's Check Fee


1 free per day


$5

$8

$10

$10

$8


$5

What other accountholders are saying

88% of members recommend this product.

Write a Review

Would recommend to a friend

I keep this account for several reasons, the main one is when I return to LaPorte and Indiana, I have easy access to accounts. This is my spare account and have been pleased with the one on one business transactions I have enjoyed for the past 10 years.Read More
by Shirl M. Daniels
Member since 2002 | Tucson, AZ
Did you find this helpful? Yes No

Would recommend to a friend

I feel Purdue Federal has very good Checking Account and debit card transactions. It has always gone off without any glitches. I don't have to keep a minimum balance in my account;  I'm able to use it to the last dime.  I don't have to have overdraft protection with Purdue Federal's Checking Account whereby they could put me on that and charge me interest without my say so.

Read More
by Arabella1912
Member since 1998 | Lafayette, IN
Did you find this helpful? Yes No

* $400 bonus offer valid March 1, 2024 to December 31,2024 for accounts opened with a Lake or Porter County, Indiana zip code or those who meet other qualifiers for membership through LaPorte County, Indiana. To qualify for bonus, accountholder must be 18 years or older, new to Purdue Federal, eligible to open a new checking account, have direct deposit, and enroll in paperless statements. $5 deposit in Member Ownership Share required. $25 minimum opening deposit for checking account required. Direct Deposit is defined as an aggregate of $4,000 or more in ACH deposits within 120 days of account opening. Bonus will be deposited into checking account within 10 business days after all conditions have been met. Social Security Number required for accountholder to receive bonus. Bonus is considered interest and will be reported on IRS Form 1099-INT. Existing members, HSA accounts, and business accounts not eligible to receive bonus offer. If the account is closed within 6 months of account opening, the $400 bonus will be deducted from the account at closing. This offer cannot be combined with any other promotion. Membership can be opened in one of our branches or online at purduefed.com.

2.b Cash rewards will be automatically credited to your checking account each month there are 30 or more combined eligible transactions by all Purdue Federal Visa Debit Cards associated with your checking account. Automatic cash reward will be made no later than the fifth day of the month immediately following the qualifying month. Member must be Silver Status or above, in good standing and enrolled in paperless statements in order to earn and receive Debit Perk each month. Monthly cash rewards will be reported to the IRS as taxable income. Social Security Number required for account holder to receive cash rewards. Health Savings Checking and Non-Interest Checking accounts not eligible for cash rewards.

6 Please see the Digital Banking Services Agreement for full disclosures. Data rates may apply.

10 Only Purdue Federal Visa debit card transactions are surcharge-free at CO-OP ATMs. Both Purdue Federal Visa debit and credit card transactions are surcharge-free at Alliance One ATMs. Claim based on CO-OP Solutions Network website.

12 Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
Available on Galaxy S6, Galaxy S6 edge, Galaxy S6 edge+, Galaxy S6 active, Galaxy Note5 and other select Samsung devices, most major carriers and supported cards. See samsung.com/pay for complete list and contact a Purdue Federal representative to verify supported cards. Google Pay is a trademark of Google LLC. Payment methods shown not available in all countries or locations.
See pay.google.com/about for complete list of supported devices and contact a Purdue Federal representative to verify supported cards.
Available with select Garmin devices. Payment methods shown not available in all countries or locations.
See explore.garmin.com/en-US/garmin-pay/ for complete list of supported devices and contact a Purdue Federal representative to verify supported cards.
Available with select Fitbit devices. See availability at fitbit.com/fitbit-pay/banks.