Visa® Debit Cards
- Shop in stores and online
- Access cash at surcharge-free ATMs
- Link to your digital wallet for fast purchases

Simple, versatile and always there when you need it
In this era of fancy technology and internet wizardry, it's easy to overlook a slender piece of plastic. But trust us, your Purdue Federal Visa® Debit Card remains a valuable financial tool. You'll appreciate it the next time you need to pay for a purchase, grab some fast cash or sit down to study your spending habits.
- Visa debit cards are free with every Purdue Federal Checking Account
- Earn $5 (up to $60 per year) when you use your debit card 30 or more times each month in stores or online and enroll in paperless statements.2
- Pay for purchases at millions of merchants worldwide that accept Visa
- Tap your card to pay at contactless payment terminals
- Link your debit card to your digital wallet on your smartphone or other mobile device for even faster passage through store checkout lines
- Shop online - or pay bills electronically - using your debit card as a link to your checking account
- Withdraw cash or make balance inquiries at thousands of surcharge-free ATMs across the country
- With Visa’s Zero Liability Policy, you won’t be held responsible for unauthorized debit card purchases - and any funds taken from your account due to fraudulent use will be refunded.
Purdue Federal Credit Union serves members worldwide and operates branches throughout Greater Lafayette, Crown Point and La Porte, Indiana.
FAQs
Call 888.891.2435 from the home phone number on file with your account and set a new PIN for your Purdue Federal Visa® Debit or Credit Card.
If your card is lost or stolen, contact us immediately via digital banking, by calling 800.627.3328, or by stopping by a branch. We will block your card so it cannot be used and get you a new card.
Would recommend to a friend
I feel Purdue Federal has very good Checking Account and debit card transactions. It has always gone off without any glitches. I don't have to keep a minimum balance in my account; I'm able to use it to the last dime. I don't have to have overdraft protection with Purdue Federal's Checking Account whereby they could put me on that and charge me interest without my say so.
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My debit card only works at Walmart. I have contacted Purdue credit union many, many times about this and they don't care. I drove to a show out of town one time and couldn't buy anything, because my card would decline. Even though I had more than sufficient funds. I have also tried to use my card at an ice cream shop for 3 with way more than sufficient funds and was still declined. How embarrassing. I was embarrassed to death. Also, Purdue credit union is very fast and unforgiving on checking … Read More
Would recommend to a friend
I feel Purdue Federal has very good Checking Account and debit card transactions. It has always gone off without any glitches. I don't have to keep a minimum balance in my account; I'm able to use it to the last dime. I don't have to have overdraft protection with Purdue Federal's Checking Account whereby they could put me on that and charge me interest without my say so.
Member since 1998
Lafayette, IN
My debit card only works at Walmart. I have contacted Purdue credit union many, many times about this and they don't care. I drove to a show out of town one time and couldn't buy anything, because my card would decline. Even though I had more than sufficient funds. I have also tried to use my card at an ice cream shop for 3 with way more than sufficient funds and was still declined. How embarrassing. I was embarrassed to death. Also, Purdue credit union is very fast and unforgiving on checking
Member since 2022
Lafayette IN
Would recommend to a friend
I absolutely love my free Checking/Debit Account. The best part of it for my husband and I is that we can get a new card on the spot if we ever needed to. We have used this as a selling point to many of our friends who were unhappy with financial institutions they were working with who had long waiting periods and fees on top of that.
Member since 2006
Lafayette, IN
Would recommend to a friend
Best Checking Account out there! I do not live in the Lafayette area anymore, but I can still bank here 24/7. Through the amazing features on smartphones and online, I can stay connected and pay bills. I can also search local credit unions on my phone that I can use to do face-to-face transactions when needed. And who can pass up the rewards earned just by using your debit card as credit?!
Member since 2007
Greenwood, IN
Purdue Federal is not what it was. First, several credit unions and even banks in the greater Indy area are paying 4-5% on checking and savings accounts while PEFCU pays almost nothing. Second the automatic transfers system fails regularly resulting in work to reverse late payments that should have never happened. I was the fool for continuing to let PEFCU have any of my money.
Member since 2013
Carmel
Would recommend to a friend
I would like to compliment Purdue Federal for the service that they gave me during the 8 years that I was in business for my Checking needs. The personnel were always friendly and professional.
Member since 2005
West Lafayette, IN
Would recommend to a friend
THIS USE TO BE A SIDE ACCOUNT BUT THE SERVICE AND PEOPLE ARE SO FRIENDLY IT IS THE ONLY BANK OR CREDIT UNION I USE. I EVEN HAVE MY RETIREMENT ACOUNT WITH THEM. VERY EASY TO TALK TO AND WORK WITH
Member since 2002
CROWN POINT
Would recommend to a friend
I have been a member for roughly 15 years and have loved the Checking and Debit Card services. PEFCU was an early adopter of many paperless services and I have used them all from the beginning. I have not written a check for about 13 years and it has been wonderful to have things automatically paid and deposited. When I need help from a PEFCU staff member they have always been friendly and professional.
Member since 1997
West Lafayette, IN
PFCU was my bank from 1990 to 1995 (student). Then served 30 years in the USAF and am a retired colonel. Retirement was 2 months ago so decided to start a business and consolidate multiple bank accounts opened after a long career moving around the country/world. Going back to my roots at PFCU seemed logical. Contacted them to open an LLC account and they DENIED IT b/c it wasn't (yet) my primary financial institution. Had to cancel a $250,000 wire from Wells Fargo meant to fund a personal CD :-(
Member since 2024
North Dakota
Would recommend to a friend
I keep this account for several reasons, the main one is when I return to LaPorte and Indiana, I have easy access to accounts. This is my spare account and have been pleased with the one on one business transactions I have enjoyed for the past 10 years.
Member since 2002
Tucson, AZ
I'd like to find out the formal procedure to terminate my account with PEFCU - once I pay my credit card debt, which will happen in a few days.The reason for my decision is your incompetence in judging a customer's value who has not missed a bill once in the past 6 years and you're letting him down when he needed you only once in those 6 years. I have been recently declined a credit limit increase, because I was profiled as a student.
Member since 2007
West Lafayette, IN
Would recommend to a friend
I want to thank Felisha Clifton, who is a Member Consultant so much for her cooperation and real interest to make everything easy for me today in order to get my credit card. I really appreciate that.
Member since 2017
West Lafayette, IN
Would recommend to a friend
This bank is the BEST!! We recently bought a car about 4 months ago the dealer set us up with Hunington.I am NOT happy!😡 I am praying I can refinance with Purdue!. The employees are all so very happy to help me when I go in.I feel respected when I go in.I would never go anywhere else!🥰
Member since 2000
West Laf in.
Would recommend to a friend
I will never bank anywhere else if I can help it! Been with Purdue for 20 years and have had very few problems and those were resolved quickly. We have lived all over the US and the world and have kept our money at Purdue. We use all paperless functions, Online Bill Pay etc. Love everything about it! Even though my card doesn't work sometimes, it's because of the wonderful fraud protection in place! Love PEFCU!
Member since 1994
Bakersfield, CA
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Helpful Resources
6 Please see the Digital Banking Services Agreement for full disclosures. Data rates may apply.
33.a Visa's Zero Liability Policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify Purdue Federal Credit Union immediately of any unauthorized use. Refer to your Visa Cardholder Agreement for details.