The best things in life are free. This is one of them.

Sensible Checking? Makes financial sense. At Purdue Federal, our featured checking account comes with zero fees, a couple cash-earning opportunities and some pretty sweet digital banking tools.

  • No monthly fee or minimum balance
  • $25 minimum amount required at account opening
  • Earn $5 a month by using your Visa Debit Card 30 or more times2 with My Member Perks
  • Access cash through nationwide network of 30,000-plus surcharge-free ATMs10
  • 24/7 digital banking with bill pay and mobile check deposit through the app
  • Multiple debit card designs to choose from
  • Faster checkout using digital wallet by linking account to mobile device through Apple Pay™, Samsung Pay®, Google Pay™ or Visa Checkout12
  • Using your phone, pay your family and friends from your account with Pay a Member or Pay a Person
  • Sign up for email or text alerts that notify you about low balances and other account activity 
  • Sophisticated 24/7 fraud monitoring

Purdue Federal Credit Union serves members worldwide and operates branches throughout Greater Lafayette, Crown Point and La Porte, Indiana.

Ratings & Reviews

88% of members recommend this product.

Write a Review

Would recommend to a friend

I keep this account for several reasons, the main one is when I return to LaPorte and Indiana, I have easy access to accounts. This is my spare account and have been pleased with the one on one business transactions I have enjoyed for the past 10 years.Read More
by Shirl M. Daniels
Member since 2002 | Tucson, AZ
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Would recommend to a friend

I feel Purdue Federal has very good Checking Account and debit card transactions. It has always gone off without any glitches. I don't have to keep a minimum balance in my account;  I'm able to use it to the last dime.  I don't have to have overdraft protection with Purdue Federal's Checking Account whereby they could put me on that and charge me interest without my say so.

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by Arabella1912
Member since 1998 | Lafayette, IN
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Membership eligibility required. Subject to approval. $5 deposit in Member Ownership Share required.
View all disclosures of our My Member Perks program here.

6 Please see the Digital Banking Services Agreement for full disclosures. Data rates may apply.

8 See Rate Sheet and Fee Schedule for disclosures.
10 Only Purdue Federal Visa debit card transactions are surcharge-free at CO-OP ATMs. Both Purdue Federal Visa debit and credit card transactions are surcharge-free at Alliance One ATMs. Claim based on CO-OP Solutions Network website.

12 Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
Available on Galaxy S6, Galaxy S6 edge, Galaxy S6 edge+, Galaxy S6 active, Galaxy Note5 and other select Samsung devices, most major carriers and supported cards. See samsung.com/pay for complete list and contact a Purdue Federal representative to verify supported cards. Google Pay is a trademark of Google LLC. Payment methods shown not available in all countries or locations.
See pay.google.com/about for complete list of supported devices and contact a Purdue Federal representative to verify supported cards.
Available with select Garmin devices. Payment methods shown not available in all countries or locations.
See explore.garmin.com/en-US/garmin-pay/ for complete list of supported devices and contact a Purdue Federal representative to verify supported cards.
Available with select Fitbit devices. See availability at fitbit.com/fitbit-pay/banks.