Sensible Checking Account
- No monthly fees
- Nationwide ATMs and shared branches
- 24/7 digital banking
The best things in life are free. This is one of them.
Sensible Checking? Makes financial sense. At Purdue Federal, our featured checking account comes with zero fees, a couple cash-earning opportunities and some pretty sweet digital banking tools.
- No monthly fee or minimum balance
- $25 minimum amount required at account opening
- Earn $5 a month by using your Visa Debit Card 30 or more times2 with My Member Perks ®
- Access cash through nationwide network of 30,000-plus surcharge-free ATMs10
- 24/7 digital banking with bill pay and mobile check deposit through the app
- Multiple debit card designs to choose from
- Faster checkout using digital wallet by linking account to mobile device through Apple Pay™, Samsung Pay®, Google Pay™ or Visa Checkout12
- Using your phone, pay your family and friends from your account with Pay a Member or Pay a Person
- Sign up for email or text alerts that notify you about low balances and other account activity
- Sophisticated 24/7 fraud monitoring
Purdue Federal Credit Union serves members worldwide and operates branches throughout Greater Lafayette, Crown Point and La Porte, Indiana.
Helpful Resources
Would recommend to a friend
I keep this account for several reasons, the main one is when I return to LaPorte and Indiana, I have easy access to accounts. This is my spare account and have been pleased with the one on one business transactions I have enjoyed for the past 10 years.… Read More
Would recommend to a friend
I feel Purdue Federal has very good Checking Account and debit card transactions. It has always gone off without any glitches. I don't have to keep a minimum balance in my account; I'm able to use it to the last dime. I don't have to have overdraft protection with Purdue Federal's Checking Account whereby they could put me on that and charge me interest without my say so.
… Read More
Would recommend to a friend
I keep this account for several reasons, the main one is when I return to LaPorte and Indiana, I have easy access to accounts. This is my spare account and have been pleased with the one on one business transactions I have enjoyed for the past 10 years.
Member since 2002
Tucson, AZ
Would recommend to a friend
I feel Purdue Federal has very good Checking Account and debit card transactions. It has always gone off without any glitches. I don't have to keep a minimum balance in my account; I'm able to use it to the last dime. I don't have to have overdraft protection with Purdue Federal's Checking Account whereby they could put me on that and charge me interest without my say so.
Member since 1998
Lafayette, IN
Would recommend to a friend
I absolutely love my free Checking/Debit Account. The best part of it for my husband and I is that we can get a new card on the spot if we ever needed to. We have used this as a selling point to many of our friends who were unhappy with financial institutions they were working with who had long waiting periods and fees on top of that.
Member since 2006
Lafayette, IN
Would recommend to a friend
I have been a member for roughly 15 years and have loved the Checking and Debit Card services. PEFCU was an early adopter of many paperless services and I have used them all from the beginning. I have not written a check for about 13 years and it has been wonderful to have things automatically paid and deposited. When I need help from a PEFCU staff member they have always been friendly and professional.
Member since 1997
West Lafayette, IN
I'd like to find out the formal procedure to terminate my account with PEFCU - once I pay my credit card debt, which will happen in a few days.The reason for my decision is your incompetence in judging a customer's value who has not missed a bill once in the past 6 years and you're letting him down when he needed you only once in those 6 years. I have been recently declined a credit limit increase, because I was profiled as a student.
Member since 2007
West Lafayette, IN
Would recommend to a friend
Best Checking Account out there! I do not live in the Lafayette area anymore, but I can still bank here 24/7. Through the amazing features on smartphones and online, I can stay connected and pay bills. I can also search local credit unions on my phone that I can use to do face-to-face transactions when needed. And who can pass up the rewards earned just by using your debit card as credit?!
Member since 2007
Greenwood, IN
Would recommend to a friend
I will never bank anywhere else if I can help it! Been with Purdue for 20 years and have had very few problems and those were resolved quickly. We have lived all over the US and the world and have kept our money at Purdue. We use all paperless functions, Online Bill Pay etc. Love everything about it! Even though my card doesn't work sometimes, it's because of the wonderful fraud protection in place! Love PEFCU!
Member since 1994
Bakersfield, CA
Would recommend to a friend
I would like to compliment Purdue Federal for the service that they gave me during the 8 years that I was in business for my Checking needs. The personnel were always friendly and professional.
Member since 2005
West Lafayette, IN
Would recommend to a friend
I want to thank Felisha Clifton, who is a Member Consultant so much for her cooperation and real interest to make everything easy for me today in order to get my credit card. I really appreciate that.
Member since 2017
West Lafayette, IN
Purdue Federal is not what it was. First, several credit unions and even banks in the greater Indy area are paying 4-5% on checking and savings accounts while PEFCU pays almost nothing. Second the automatic transfers system fails regularly resulting in work to reverse late payments that should have never happened. I was the fool for continuing to let PEFCU have any of my money.
Member since 2013
Carmel
Write a Review
6 Please see the Digital Banking Services Agreement for full disclosures. Data rates may apply.
12 Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc.
Available on Galaxy S6, Galaxy S6 edge, Galaxy S6 edge+, Galaxy S6 active, Galaxy Note5 and other select Samsung devices, most major carriers and supported cards. See samsung.com/pay for complete list and contact a Purdue Federal representative to verify supported cards. Google Pay is a trademark of Google LLC. Payment methods shown not available in all countries or locations.
See pay.google.com/about for complete list of supported devices and contact a Purdue Federal representative to verify supported cards.
Available with select Garmin devices. Payment methods shown not available in all countries or locations.
See explore.garmin.com/en-US/garmin-pay/ for complete list of supported devices and contact a Purdue Federal representative to verify supported cards.
Available with select Fitbit devices. See availability at fitbit.com/fitbit-pay/banks.