The best things in life are free. This is one of them.

Sensible Checking? Makes financial sense. At Purdue Federal, our featured checking account comes with zero fees, a couple cash-earning opportunities and some pretty sweet digital banking tools.

  • No monthly fee or minimum balance
  • $25 minimum amount required at account opening
  • Earn $5 a month by using your Visa Debit Card 30 or more times* with My Member Perks
  • Access cash through nationwide network of 30,000-plus surcharge-free ATMs
  • 24/7 digital banking with bill pay and mobile check deposit through the app
  • Multiple debit card designs to choose from
  • Faster checkout using digital wallet by linking account to mobile device through  Apple Pay™, Samsung Pay, Google Pay or Visa Checkout
  • Using your phone, pay your family and friends from your account with Pay a Member or Pay a Person
  • Sign up for email or text alerts that notify you about low balances and other account activity 
  • Sophisticated 24/7 fraud monitoring

Purdue Federal Credit Union serves members worldwide and operates branches throughout Greater Lafayette, Crown Point and La Porte, Indiana.

Ratings & Reviews

78% of members recommend this product.

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Would recommend to a friend

I keep this account for several reasons, the main one is when I return to LaPorte and Indiana, I have easy access to accounts. This is my spare account and have been pleased with the one on one business transactions I have enjoyed for the past 10 years.Read More
Written on 3/28/2012 by Shirl M. Daniels
Member since 2002 | Tucson, AZ
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Would recommend to a friend

I feel Purdue Ferderal has very good Checking Account and debit card transactions. It has always gone off without any glitches.  I don't have to keep a minimum balance in my account;  I'm able to use it to the last dime.  I don't have to have overdraft protection with Purdue Federal's Checking Account whereby they could put me on that and charge me interest without my say so.Read More
Written on 3/28/2012 by Arabella1912
Member since 1998 | Lafayette, IN
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Only Purdue Federal Visa debit card transactions are surcharge-free at CO-OP ATMs. Both Purdue Federal Visa debit and credit card transactions are surcharge-free at Alliance One ATMs. Claim based on CO-OP Financial Services Network website.
Cash rewards will be automatically credited to your checking account each month there are 30 or more combined transactions by all Purdue Federal Visa Debit Cards associated with your checking account. Automatic cash reward will be made no later than the fifth day of the month immediately following the qualifying month. Account must be at Silver Status or above, in good standing and enrolled in paperless statements in order to earn and receive Debit Perk each month. Monthly cash rewards will be reported to the IRS as taxable income. Social Security Number required for account holder to receive cash rewards. Health Savings accounts, payroll card accounts and non-interest bearing accounts not eligible for cash rewards.