Start saving for a future filled with possibilities

Grandchildren and great adventures. Old friends and new hobbies. Your golden years can shine with some of life's happiest moments. The key is to set aside enough money for a comfortable lifestyle. At Purdue Federal, our IRA Share Certificates come with competitive rates, plus tax benefits that can stretch your savings even further.

  • Traditional and Roth IRA Share Certificates available
  • Each IRA type offers unique tax benefits; consult your financial advisor for details
  • Share Certificate terms from 12 to 60 months
  • IRA dividend rates are 0.05% above regular Share Certificate rates 
  • Add as much as 0.30% to your Share Certificate rate (depending on your status) through My Member Perks
  • After IRA Share Certificate is established, you are permitted to make one deposit per month
  • $500 minimum deposit
  • Early withdrawal can mean the loss of dividend earnings.
To open an IRA Share Certificate with us, visit a branch or contact us today.

If you need assistance mapping out your financial future, our Investment Services Team can tailor a strategy to fit your unique needs.   

Purdue Federal Credit Union serves members worldwide and operates branches throughout Greater Lafayette, Crown Point and La Porte, Indiana.

Membership eligibility required.
 
Loans subject to credit approval. Silver Status accounts earn a .15 percent discount, Gold Status accounts earn .30 percent discount, and Diamond Status accounts earn .60 percent discount on loan rates. Silver Status accounts earn a .05 percent bonus on share certificate terms less than two years, or a .10 percent bonus on share certificate terms two years or more; Gold Status accounts earn .10 percent bonus on terms less than two years, or .20 percent bonus on terms two years or more; and Diamond Status accounts earn .15 percent bonus on terms less than two years, or .30 percent bonus on terms two years or more. Rate Perk is based on account status at the time a share certificate is opened or a loan closes. The newly opened certificate or closed loan will not count toward the My Member Perks status used to determine rate for the newly opened certificate or closed loan. Rate Perk valid on new auto loans or refinances from another lender, and new or renewed certificates. Rate Perk not valid on private student loans, first or second mortgages, or Visa credit cards. Account must be in good standing and enrolled in paperless statements in order to earn and receive Rate Perk.
 

*Roth and Traditional IRA Share Certificates available in terms of 12 months and up with rates .05% higher than Regular Term Share Certificates. Minimum balance is $500. Rates subject to change. Early withdrawal penalty applies. Membership eligibility required.