A savings strategy that leaves you in total control

What's on your financial horizon? Maybe saving for a child's tuition. Or a new car. Or some major remodeling. Purdue Federal Share Certificates are a secure way to save up for whatever the future holds. They offer attractive earnings and let you choose your own savings schedule, providing extra money that's available exactly when you need it.

  • Choose Share Certificate terms ranging from 3 to 60 months
  • Competitive, fixed rates that exceed dividend rates of most traditional savings accounts
  • In general, longer term certificates pay higher rates
  • Add as much as 0.30% to your Share Certificate rate (depending on your status) through My Member Perks*
  • No risk to principal investment. Early withdrawal can mean the loss of dividend earnings.**
  • $500 minimum balance starting at 9 months
If you need assistance mapping out your financial future, our Investment Services Team can tailor a strategy to fit your unique needs.  

Purdue Federal Credit Union serves members worldwide and operates branches throughout Greater Lafayette, Crown Point and La Porte, Indiana.

Membership eligibility required.
 
Loans subject to credit approval. Silver Status accounts earn a .15 percent discount, Gold Status accounts earn .30 percent discount, and Diamond Status accounts earn .60 percent discount on loan rates. Silver Status accounts earn a .05 percent bonus on share certificate terms less than two years, or a .10 percent bonus on share certificate terms two years or more; Gold Status accounts earn .10 percent bonus on terms less than two years, or .20 percent bonus on terms two years or more; and Diamond Status accounts earn .15 percent bonus on terms less than two years, or .30 percent bonus on terms two years or more. Rate Perk is based on account status at the time a share certificate is opened or a loan closes. The newly opened certificate or closed loan will not count toward the My Member Perks status used to determine rate for the newly opened certificate or closed loan. Rate Perk valid on new auto loans or refinances from another lender, and new or renewed certificates. Rate Perk not valid on private student loans, first or second mortgages, or Visa credit cards. Account must be in good standing and enrolled in paperless statements in order to earn and receive Rate Perk.
 
**The share certificate penalty fee is the greater of $25.00 or 90 days dividends for terms less than or equal to 14 months, 180 days dividends for terms 15 months to less than 34 months, 12 months (365 days) dividends for terms greater than or equal to 34 months. Membership eligibility required
View all disclosures of our My Member Perks program here.