All those deposits make a mighty big difference

Sometimes, it seems like it's going to take forever to reach your savings goal. At Purdue Federal, we can seriously speed up the process. With Savers' Certificates, you make regular deposits, as you would with a savings account. But your balance gets a second big bounce from the higher dividend rates offered by Share Certificates.

  • One- or two-year terms
  • $50 minimum balance
  • Competitive, adjustable dividend rates**
  • Add as much as 0.30% to your Share Certificate rate (depending on your status) through My Member Perks*
  • Automatic monthly deposits of $50 or more required*
  • No risk to initial deposit; early withdrawal can mean the loss of dividend earnings

Purdue Federal Credit Union serves members worldwide and operates branches throughout Greater Lafayette, Crown Point and La Porte, Indiana.

Membership eligibility required.
 
**The dividend rate for Savers' Certificates can change on the first day of each month based on an index (third Monday's 90-day T-Bill auction) and a margin. Not available on IRA Certificates. Minimum balance is $50. Automatic deposits of at least $50 per month are required. Early withdrawal penalty applies. The certificate penalty fee is the greater of $25.00 or 90 days dividends for terms less than or equal to 14 months, 180 days dividends for terms 15 months to less than 34 months, 12 months (365 days) dividends for terms greater than or equal to 34 months. Membership eligibility required.
Loans subject to credit approval. Silver Status accounts earn a .15 percent discount, Gold Status accounts earn .30 percent discount, and Diamond Status accounts earn .60 percent discount on loan rates. Silver Status accounts earn a .05 percent bonus on share certificate terms less than two years, or a .10 percent bonus on share certificate terms two years or more; Gold Status accounts earn .10 percent bonus on terms less than two years, or .20 percent bonus on terms two years or more; and Diamond Status accounts earn .15 percent bonus on terms less than two years, or .30 percent bonus on terms two years or more. Rate Perk is based on account status at the time a share certificate is opened or a loan closes. The newly opened certificate or closed loan will not count toward the My Member Perks status used to determine rate for the newly opened certificate or closed loan. Rate Perk valid on new auto loans or refinances from another lender, and new or renewed certificates. Rate Perk not valid on private student loans, first or second mortgages, or Visa credit cards. Account must be in good standing and enrolled in paperless statements in order to earn and receive Rate Perk.
 
View all disclosures of our My Member Perks program here.