Special Share Certificates
- Special, limited time offers
- Secure savings strategy
- Competitive dividends
Another way to take aim at your financial goals
It's your money, your plans, your future. When it comes to setting savings strategies, we believe our members should have as many options as possible. At Purdue Federal, we often offer Special Share Certificates that feature different rates or terms than our regular certificates.
- Competitive, fixed-dividend rates that exceed the rates paid by most traditional savings accounts
- $5,000 minimum opening balance
- Add as much as 0.60% to your Share Certificate rate (depending on your status) through My Member Perks2.d(i)a
Special Share Certificate Terms
| Term | Dividend Rate as high as22.b | APY as high as22.b | Min Opening Balance | Dividends Compounded |
|---|---|---|---|---|
| 8-month Special | 5.27% | 5.41% | $5,000 | Daily |
| 15-month Special | 5.27% | 5.41% | $5,000 | Daily |
| 29-month Special | 4.35% | 4.45% | $5,000 | Daily |
Figure out exactly how much money you'll make
Purdue Federal Credit Union serves members worldwide and operates branches throughout Greater Lafayette, Crown Point and La Porte, Indiana.
Helpful Resources
2.d(i)a Share Certificate rate bonus for Silver Status members earn a .10 percent bonus on share certificate terms less than two years, or a .20 percent bonus on share certificate terms two years or more; Gold Status members earn .20 percent bonus on terms less than two years, or .40 percent bonus on terms two years or more; and Diamond Status members earn .30 percent bonus on terms less than two years, or .60 percent bonus on terms two years or more. Rate Perk is based on My Member Perk status prior to opening a new Share Certificate. The new certificate will not count toward the members My Member Perks status used to determine Rate Perk for the new or renewed Share Certificate. Rate Perk valid on new or renewed Share Certificates. Member's accounts must be in good standing and enrolled in paperless statements in order to earn and receive Rate Perk.
22.b APY = Annual Percentage Yield. APY is the total amount of dividends paid on an account, based on the dividend rate and frequency of compounding for an annual period. Share certificates offer a fixed rate that assumes the initial deposit remains in the account until maturity. For all Term Certificates and IRA Certificates, except Savers Certificates, the dividend rate and APY are fixed and will be in effect for the initial term of the account. Savers Certificate rates are variable and can change at any time without prior notice after the account is opened. Special Share Certificates are available for a limited time. Early withdrawal penalty applies, fees may reduce earnings. For full details refer to the Rate Sheet Truth-in-Savings Act Disclosure.