Special Share Certificates
- Special, limited time offers
- Secure savings strategy
- Competitive dividends
Another way to take aim at your financial goals
It's your money, your plans, your future. When it comes to setting savings strategies, we believe our members should have as many options as possible. At Purdue Federal, we often offer Special Share Certificates that feature different rates or terms than our regular certificates.
- Competitive, fixed-dividend rates that exceed the rates paid by most traditional savings accounts
- $5,000 minimum balance
- Add as much as 0.30% to your Share Certificate rate (depending on your status) through My Member Perks2.d(i)
Special Share Certificate Terms
| Term | APY starting at* | Min Opening Balance | Dividends Paid | Dividends Compounded |
|---|---|---|---|---|
| 8-month Special | 3.82% | $5,000 | Monthly | Daily |
| 15-month Special | 4.34% | $5,000 | Monthly | Daily |
| 29-month Special | 3.82% | $5,000 | Monthly | Daily |
How much more you can make with My Member Perks
| Term | Bronze Status | Silver Status | Gold Status | Diamond Status |
|---|---|---|---|---|
| 8-month Special | 3.82% APY | 3.87% APY | 3.92% APY | 3.98% APY |
| 15-month Special | 4.34% APY | 4.39% APY | 4.45% APY | 4.50% APY |
| 29-month Special | 3.82% APY | 3.92% APY | 4.03% APY | 4.05% APY |
Terms for All Certificates:
The APY means that the rate stated is actually the rate paid or earned on a yearly basis. No dividends can be paid in excess of available earnings. The methods used to determine all dividends and loan rates are established by the Rate Committee appointed by the Board of Directors.
*These rates show Bronze Status through the My Member Perks program. See My Member Perks for details. APY: Annual Percentage Yield
Figure out exactly how much money you'll make
Helpful Resources
Purdue Federal Credit Union serves members worldwide and operates branches throughout Greater Lafayette, Crown Point and La Porte, Indiana.
2.d(i) Silver Status accounts earn a .05 percent bonus on share certificate terms less than two years, or a .10 percent bonus on share certificate terms two years or more; Gold Status accounts earn .10 percent bonus on terms less than two years, or .20 percent bonus on terms two years or more; and Diamond Status accounts earn .15 percent bonus on terms less than two years, or .30 percent bonus on terms two years or more. Rate Perk is based on account status at the time a share certificate is opened. The newly opened certificate will not count toward the My Member Perks status used to determine rate for the newly opened certificate. Rate Perk valid on new or renewed certificates. Account must be in good standing and enrolled in paperless statements in order to earn and receive Rate Perk.
7 Please see our Rate Sheet and Truth in Savings for full terms and conditions.
Special Share Certificates are available for a limited time. Minimum balance is $5,000. Early withdrawal penalty applies.