Due to our high mortgage application volume, someone will follow up on your application or reply to your email within 48-72 hours during regular business hours. Refinancing closing could take around 90 days.
We are working remotely until further notice and can be reached by email or phone. We appreciate your patience as we work to provide all members with the best possible experience during these unprecedented times.
We're here to help with your mortgage lending needs every step of the way. Add it up and it's clear. There is no comparison to our philosophy—people helping people.
That's why we're proud to be the top choice for Financial Institution and Mortgage Lender in Best of the Wabash 2020!
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Everything you need for your application
If you are applying or have already applied for a first mortgage, please see this checklist for documents that may be required to complete your mortgage application:
Mortgage Checklist - Northwest Indiana
Our Mortgage Products
A fixed-rate loan amortized over 30, 20, 15 or 10 years. Payments remain fixed through out the life of the loan. Designed for those who desire a fixed payment over the entire term of the loan.
If you are looking for an initially lower payment, an adjustable-rate mortgage (ARM) might be for you. This is an adjustable-rate loan in which payments remain fixed for the first 3 or 7 years of the loan, then adjust annually for the remainder of the loan based on the loan's index.
NEW! We now have a 5/5 ARM - a product that combines some of the stability of a fixed-rate loan with the low initial payments of an ARM. Amortized over 30 years, the interest rate will remain in place for five years, adjust, remain in place for five more years, adjust, and so on - instead of adjusting every 12 months like a traditional ARM.
To see if any of these options are a good fit for your needs, call one of our mortgage specialists (see our team below) today.
A unique mortgage product specifically designed to meet the needs of borrowers looking to build a truly custom home. Purdue Federal allows borrowers to secure up to 90% construction financing and lock in a rate before construction even begins. Financing is also available for a major remodel or room additions.
Refinance Your Home Loan
Mortgage rates are still low, but you should only refinance if the numbers add up. There are many things to consider. Here are some resources to help you decide if it makes sense for you to refinance or not.
Our Mortgage Team
Purdue Federal mortgage specialists have more than 40 years of mortgage lending experience. From pre-approval to final payment, we're with you every step of the way. Our long-term commitment means we're your trusted lender for the life of your loan.
Click here for a list of our employees registered through the Nationwide Mortgage Licensing System (NMLS) as of January 2021.
Elizabeth Reynolds (Liz) began her real estate career after sending the youngest of her five children to school. She worked briefly as a real estate agent, but soon moved into the banking side of the business. Liz eventually became a mortgage originator and that’s when she discovered her passion for helping homebuyers through their new home purchase.
Liz is the recipient of numerous top producer and service awards. Her extensive banking knowledge and experience sets her apart from her contemporaries. She has made it her mission to provide outstanding service to each and every homebuyer she works with, earning their trust, respect, and future referrals.
With Liz, you can expect an authentic experience defined by honesty, integrity and a positive attitude. Whether she is working with a first-time buyer or a seasoned mortgage applicant, she makes sure the homebuyer fully understands the mortgage transaction.
Janelle started working at Purdue Federal in high school, through our student-run branch at Harrison High School. She continued working part-time while attending Purdue University. Now a Purdue grad, Janelle is no stranger to real estate. Her parents are both Realtors and she is a licensed Indiana real estate broker herself.
In 2016, Janelle was honored as the Sales Star, awarded to the highest performing member service specialist. Having worked before as a mortgage processor, she understands the application process. Janelle earns your trust by presenting a clear picture with realistic expectations. Transparency is very important to her.
When she's not working, Janelle is a Junior Achievement volunteer in local elementary schools. Her passion is riding motorcycles. Janelle spends a lot of time training on road bicycles and running with her dog. She even helps manage her family’s motorcycle dealership in Lafayette. Janelle is also eager to tackle DIY projects around the house and enjoys interior design.
Joy is a seasoned mortgage specialist, beginning her career in real estate in 1983. She prides herself on personalized service, attention to detail and 24/7 availability. Her vast product knowledge and resourcefulness enables her to provide sound advice to homeowners, while developing mortgage arrangements to fit their unique circumstances - with a special emphasis on new construction and extensive renovations. She understands current market trends and is qualified to provide mortgage services outside Indiana as well - as many of her members continue to seek her services even when they move across the United States.
Joy is an award winning professional, nationally recognized for the past decade by the banking industry and her peers. Her clients often return for additional services and refer their family and friends.
Joy's passion outside of the office is most definitely her animals. She treasures the time at her "working" farm, surrounded by horses and other beloved animals that have found a safe haven at her home. She enjoys chatting with others who share her fondness for animals.
Click here to view or print Joy's complete bio.
Rob has been helping people choose the right mortgage for their needs for over 13 years now. With over 18 years lending experience he has developed his reputation on having the product knowledge and trust that his clients, local real estate agents, and builders expect. Rob understands the need for fast reliable service and believes in hard work, keeping in touch with his clients through the loan process from start to finish, and being available around the clock.
His passions outside the office include spending time with his wife & son, enjoying the outdoors with their 2 dogs, watching and playing sports, and being with friends. Rob also enjoys cross-fit training, running, and biking. He volunteers during the year with various organizations including United Way and Lafayette Regional Association of Realtors.
For more than fifteen years at Purdue Federal, Emily has built a great reputation of being extremely member focused. With a long history as a mortgage specialist, she has helped hundreds of individuals and families find the right product to fit their lives. Emily believes in treating the member like family and responding to their needs in any given situation.
As a licensed mortgage originator, she prides herself on knowing each and every one of the products we offer here at Purdue Federal. Not only is she here to educate members on their options, but also to see if they prequalify and to find financial solutions to meet each member's needs.
Emily is a Leadership Lafayette graduate who enjoys volunteering in her free time and supporting multiple charities in the Greater Lafayette area. She is also an avid runner and cyclist, and enjoys spending time with her young son and family.
Kristine Clark serves Northwest Indiana as a mortgage loan specialist. She has experience working with a variety of members – from people buying their first houses to those building their dream homes. As a lifelong resident of Northwest Indiana, she takes pride in providing hometown service for members every step of the way.
Kristine is active with the Northwest Indiana Mortgage Bankers Association, so she stays up-to-date on the ever-changing field. With nineteen years of experience in the industry, she has made it her mission to build trusting relationships with members and local real estate agents and builders.
Outside the office, Kristine spends time with her kids and husband. Her family enjoys being active with Lake County 4-H.
NOTICE: Current credit freezes you MAY have placed on one of the following bureaus – Experian, Equifax orTransUnion – will delay processing of your loan application. To avoid this delay, consider temporarily lifting all credit freezes
*Subject to approval. Membership eligibility required. See Guide to Member Services and Fee Schedule for full disclosures.
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