Purdue Federal Credit Union

Phone #: 800.627.3328
Routing #: 274976067

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Purdue Federal
Deposit Rates

 

Special Term Certificates 

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Purdue Federal offers special certificate terms and rates to make sure you have every option to make your money grow.

Get up to .30% added to your rate (depending on your status) on Share Certificates through My Member Perks.

Accurate as of 2017-01-18

TermAPY starting at*Min Opening BalanceMin Earning BalanceDividends PaidDividends CompoundedSee Rate Sheet
for Full Details
20 Month Special 0.60% $5,000 $5,000 Monthly Daily Rate Sheet
45 Month Special 1.35% $5,000 $5,000 Monthly Daily Rate Sheet

Terms for All Certificates:
The APY means that the rate stated is actually the rate paid or earned on a yearly basis. No dividends can be paid in excess of available earnings. The methods used to determine all dividends and loan rates are established by the Rate Committee appointed by the Board of Directors.

The certificate penalty fee is the greater of $25.00 or 90 days dividends for terms less than or equal to 14 months, 180 days dividends for terms 15 months to less than 34 months, 12 months (365 days) dividends for terms greater than or equal to 34 months. Fees may reduce earnings.

*These rates show Bronze Status through the My Member Perks program. See My Member Perks for details. APY: Annual Percentage Yield

Regular Term Certificates

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Let your money work for you with a Purdue Federal Share Certificate. Enjoy competitive rates and a variety of terms to fit your saving needs.

Get up to .30% added to your rate (depending on your status) on Share Certificates through My Member Perks.

Accurate as of 2017-01-18

TermAPY starting at*Min Opening BalanceMin Earning BalanceDividends PaidDividends Compounded

See Rate Sheet
for Full Details

3 Months 0.20% $10,000 $500 Monthly Daily

Rate Sheet

6 Months  0.20% $5,000 $500 Monthly Daily

Rate Sheet

9 Months 0.20% $500 $500 Monthly Daily

Rate Sheet

12 Months 0.35% $500 $500 Monthly Daily Rate Sheet
18 Months 0.40% $500 $500 Monthly Daily Rate Sheet
24 Months 0.50% $500 $500 Monthly Daily Rate Sheet
30 Months 0.55% $500 $500 Monthly Daily Rate Sheet
36 Months 0.90% $500 $500 Monthly Daily Rate Sheet
48 Months 1.05% $500 $500 Monthly Daily Rate Sheet
60 Months 1.35% $500 $500 Monthly Daily Rate Sheet

Terms for All Certificates:
The APY means that the rate stated is actually the rate paid or earned on a yearly basis. No dividends can be paid in excess of available earnings. The methods used to determine all dividends and loan rates are established by the Rate Committee appointed by the Board of Directors.

The certificate penalty fee is the greater of $25.00 or 90 days dividends for terms less than or equal to 14 months, 180 days dividends for terms 15 months to less than 34 months, 12 months (365 days) dividends for terms greater than or equal to 34 months. Fees may reduce earnings.

*These rates show Bronze Status through the My Member Perks program. See My Member Perks for details. APY: Annual Percentage Yield

Health Savings Certificates

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Start growing your HSA balance today. Open a Purdue Federal HSA Share Certificate to help pay for medical expenses.

Accurate as of 2017-01-18

TermAPY starting at*Min Opening BalanceMin Earning BalanceDividends PaidDividends CompoundedSee Rate Sheet
for Full Details
12 Months 0.40% $500 $500 Monthly Daily Rate Sheet
24 Months 0.55% $500 $500 Monthly Daily Rate Sheet
36 Months 0.95% $500 $500 Monthly Daily Rate Sheet

Terms for All Certificates:
The APY means that the rate stated is actually the rate paid or earned on a yearly basis. No dividends can be paid in excess of available earnings. The methods used to determine all dividends and loan rates are established by the Rate Committee appointed by the Board of Directors.

The certificate penalty fee is the greater of $25.00 or 90 days dividends for terms less than or equal to 14 months, 180 days dividends for terms 15 months to less than 34 months, 12 months (365 days) dividends for terms greater than or equal to 34 months. Fees may reduce earnings.

*APY: Annual Percentage Yield

Savers Certificates

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This is a one-of-a-kind certificate that allows you to add money every month. Really increase your earning power with a Savers Certificate.

Accurate as of 2017-01-18

TermRateAPY starting at*Min Opening BalanceMin Earning BalanceDividends PaidDividends CompoundedSee Rate Sheet for Full Details
12 Months T-Bill* +0% Margin 0.50% $50 $50 Monthly Daily Rate Sheet
24 Months T-Bill* +0.25% Margin 0.75% $50 $50 Monthly Daily Rate Sheet

*The dividend rate can change on the first day of each month based on an index (third Monday’s 90-day T-Bill auction) and a margin. Minimum balance for Saver’s Certificate is $50, and automatic additions of at least $50 per month are required. APY: Annual Percentage Yield

Terms for All Certificates:
The APY means that the rate stated is actually the rate paid or earned on a yearly basis. No dividends can be paid in excess of available earnings. The methods used to determine all dividends and loan rates are established by the Rate Committee appointed by the Board of Directors.

The certificate penalty fee is the greater of $25.00 or 90 days dividends for terms less than or equal to 14 months, 180 days dividends for terms 15 months to less than 34 months, 12 months (365 days) dividends for terms greater than or equal to 34 months. Fees may reduce earnings.

IRA Certificates

Open Account

Enjoy the power of compounding interest with any of our IRA certificate terms. For more information or a personal consultation about IRA options, contact our Investment Services Located at Purdue Federal Credit Union.

Get up to .30% added to your rate (depending on your status) on Share Certificates through My Member Perks.

Accurate as of 2017-01-18

TermAPY starting at*Min Opening BalanceMin Earning BalanceDividends PaidDividends CompoundedSee Rate Sheet
for Full Details
12 Months 0.40% $500 $500 Monthly Daily Rate Sheet
18 Months 0.45% $500 $500 Monthly Daily Rate Sheet
24 Months 0.55% $500 $500 Monthly Daily Rate Sheet
30 Months .60% $500 $500 Monthly Daily Rate Sheet
36 Months 0.95% $500 $500 Monthly Daily Rate Sheet
48 Months 1.10% $500 $500 Monthly Daily Rate Sheet
60 Months 1.40% $500 $500 Monthly Daily Rate Sheet

*These rates show Bronze Status through the My Member Perks program. See My Member Perks for details. APY: Annual Percentage Yield

Terms for All Certificates:
The APY means that the rate stated is actually the rate paid or earned on a yearly basis. No dividends can be paid in excess of available earnings. The methods used to determine all dividends and loan rates are established by the Rate Committee appointed by the Board of Directors.

The certificate penalty fee is the greater of $25.00 or 90 days dividends for terms less than or equal to 14 months, 180 days dividends for terms 15 months to less than 34 months, 12 months (365 days) dividends for terms greater than or equal to 34 months. Fees may reduce earnings.

For full disclosures, please see Guide to Member Services, Rate Sheet and Fee Schedule

Checking Accounts

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Try our free checking with no monthly fees. Balances over $1,000 may earn dividends.^

Accurate as of 2017-01-18

TierAPY starting at*Min Opening BalanceMin Balance to Earn DividendsDividends PaidDividends CompoundedSee Rate Sheet
for Full Details
Sensible Checking 0.05% $0 $1,000 Monthly Monthly Rate Sheet
Student Checking n/a $0 $1,000 n/a n/a Rate Sheet
Merit Checking n/a $0 $1,000 n/a n/a Rate Sheet
Health Savings Checking 0.05% $25 $1,000 Monthly Monthly Rate Sheet

*APY:Annual Percentage Yield. The APY means that the rate stated is actually the rate paid or earned on a yearly basis. No dividends can be paid in excess of available earnings. The methods used to determine all dividends and loan rates are established by the Rate Committee appointed by the Board of Directors. The rate may change after the account is opened. 

^Balances over $1,000 may earn dividends for Gold and Diamond Status through the My Member Perks program.  See My Member Perks for details.

For full disclosures, please see Guide to Member ServicesRate Sheet and Fee Schedule

Savings Accounts

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Purdue Federal offers several types of savings accounts to help you with your saving goals. 

Accurate as of 2017-01-18

Saving AccountsAPY starting at*Min Opening BalanceMin Balance to Earn DividendsDividends PaidDividends CompoundedSee Rate Sheet
for Full Details
Main Share Savings 0.05% $5 $5.01 Monthly Monthly Rate Sheet
Special Savings 0.05% N/A $5.01 Monthly Monthly Rate Sheet
Educational IRA 0.10% $25 $25 Monthly Monthly Rate Sheet
Non-Interest Savings N/A $5 N/A N/A N/A Rate Sheet
 *APY:Annual Percentage Yield. The APY means that the rate stated is actually the rate paid or earned on a yearly basis. No dividends can be paid in excess of available earnings. The methods used to determine all dividends and loan rates are established by the Rate Committee appointed by the Board of Directors. The rate may change after the account is opened. 
Money Markets

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Earn higher dividends without sacrificing access to your funds.

Accurate as of 2017-01-18

Money MarketsAPY starting at*Min Opening BalanceMin Balance to Earn DividendsDividends PaidDividends CompoundedSee Rate Sheet
for Full Details
$0-$7,499 0.05% $2,500 $2,500 Monthly Monthly Rate Sheet
$7,500-$24,999 0.10% $2,500 $7,500 Monthly Monthly Rate Sheet
$25,000-$99,999 0.20% $2,500 $25,000 Monthly Monthly Rate Sheet
$100,000 - $249,999 0.25% $2,500 $100,000 Monthly Monthly Rate Sheet
$250,000+ 0.30% $2,500 $250,000 Monthly Monthly Rate Sheet
 *APY:Annual Percentage Yield. The APY means that the rate stated is actually the rate paid or earned on a yearly basis. No dividends can be paid in excess of available earnings. The methods used to determine all dividends and loan rates are established by the Rate Committee appointed by the Board of Directors. The rate may change after the account is opened. 
IRA Money Markets

Open Account

Liquidity partnered with the tax-deferred or tax-free earnings of an IRA can help boost your nest egg. For other great IRA options, schedule an appointment with an advisor from Investment Services located at Purdue Federal Credit Union.

Accurate as of 2017-01-18

Money MarketsAPY starting at*Min Opening BalanceMin Balance to Earn DividendsDividends PaidDividends CompoundedSee Rate Sheet
for Full Details
$0-$7,499 0.10% $25 $2,500 Monthly Monthly Rate Sheet
$7,500-$24,999 0.15% $25 $7,500 Monthly Monthly Rate Sheet
$25,000-$99,999 0.25% $25 $25,000 Monthly Monthly Rate Sheet
$100,000 - $249,999 0.30% $25 $100,000 Monthly Monthly Rate Sheet
$250,000+ 0.35% $25 $250,000 Monthly Monthly Rate Sheet

*APY: Annual Percentage Yield. The APY means that the rate stated is actually the rate paid or earned on a yearly basis. No dividends can be paid in excess of available earnings. The methods used to determine all dividends and loan rates are established by the Rate Committee appointed by the Board of Directors.

For full disclosures, please see Guide to Member ServicesRate Sheet and Fee Schedule


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