Business Savings
When you open a business account, you must deposit $5 in your Business Share (Savings) account. In addition, Business Share Certificates and Money Markets are available to help grow your business.^
| Savings Account | Dividends | Minimum Balance |
|---|---|---|
| Business Share (Savings) | Yes | $5 |
| Business Share Certificate | Yes | $500 - $5,000 |
| Business Money Market | Yes | $2,500 minimum opening balance |
Business Checking
Choose the best business checking account to fit your needs.^ We have a variety of options. To learn more, contact us at 765.497.7422.
| Member Business Checking Account Options | |||||
|---|---|---|---|---|---|
| Business Checking A basic checking account for small businesses with fewer monthly transactions and no minimum balance requirement. |
Commercial Checking A step above the basic checking account, commercial checking is designed for small businesses with more monthly transactions. |
Dividend Checking A dividend-earning checking account for small- to medium-sized businesses with a moderate number of monthly transactions. |
Gold Checking Gold checking offers dividends for businesses with larger balances and higher monthly transaction levels. |
Nonprofit Checking A special dividend-earning checking account for 501(c)(3) nonprofit organizations with higher monthly transaction levels and no minimum balance requirement. |
|
| Account Features | |||||
| Minimum Opening Balance | $0 | $100 | $100 | $100 | $100 |
| Monthly Maintenance Fee | $5, waived w/ paperless statements | $5, waived w/ paperless statements | $5, waived w/ paperless statements | $5, waived w/ paperless statements | $5, waived w/ paperless statements |
| Minimum Average Daily Balance (ADB) Monthly Fee | None | $10 | $10 | $10 | None |
| Minimum ADB Monthly Fee Offset | N/A | $500 | $5,000 | $25,000 | N/A |
| Transaction Fees (check deposits and drafts cleared) | 50 Free/mo. $0.15 ea. additional |
150 Free/mo. $0.15 ea. additional |
300 Free/mo. $0.15 ea. additional |
500 Free/mo. $0.15 ea. additional |
500 Free/mo. $0.15 ea. additional |
| Account Transfers | Free | Free | Free | Free | Free |
| Cash Processing | Free | Free | Free | Free | Free |
| Account Analysis (eligible for earnings credit to waive fees) | No | No | Yes | Yes | Yes |
| Dividends Earnings/Rate | No | No | Yes, after $25,000 ADB* | Yes, after $100,000 ADB* | Yes, after $5,000 ADB* |
| Online Banking | Free | Free | Free | Free | Free |
*Average Daily Balance
^Subject to approval. Membership eligibility required.
See our Guide to Member Business Services, Fee Schedule and Business Rate Sheet / Truth in Savings for full disclosures.
This credit union is federally insured by the